A million thank you's for everyone who has provided support and encouragement on this forum. I had an initial consult with a BK attorney this afternoon, and he said we should have no problem filing a Chapter 7 and that everything we own should be exempt. I am breathing so much easier now that I know this. My husband is still sleeping (he worked 3rd shift last night), but when he wakes up I am going to insist we fire the worthless private attorney "trying" to settle our debts and file Chapter 7. I feel like the weight of the world has lifted off of my shoulders. I know that filing itself can be stressful and the process of BK is stressful, but this makes me feel so much better just knowing we can do this.
An interesting side note is that for some weird reason I started getting very nervous a few hours before my appointment with the attorney. I don't know why that was, but my nerves were shot just thinking about the upcoming meeting. Everything was fine though and I was made to feel comfortable as soon as I arrived.
Thank you so much everyone for encouraging me to take that step and meet for a consult.
An interesting side note is that for some weird reason I started getting very nervous a few hours before my appointment with the attorney. I don't know why that was, but my nerves were shot just thinking about the upcoming meeting. Everything was fine though and I was made to feel comfortable as soon as I arrived.
Thank you so much everyone for encouraging me to take that step and meet for a consult.
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