Regular seasonal overtime and median income

[browneyes]

I have been crunching the numbers and we qualify for chapter 7 without any of husband's OT. He gets OT every year, usually between December and April.

If we filed in September or thereabouts, we would be fine for median income. But I noticed the anticipated income question comes into play on the schedules. If you have anticipated overtime on an annual basis, but based on filing timing and 6-month averaging you qualify, can you be forced into a chapter 13?

[keepmine]

Answer that question as no.
He can't be assured of Ot. He has the option to turn it down. He could get sick and not be able to work OT.

[browneyes]

Overtime

Actually, in his job, overtime is required in the winter. It is a given in his job. Although the amount varies from year to year, when it snows, he is working.

[keepmine]

But, you can't forecast the weather or, if he'll even be employed when it snows. Point is, you aren't lying by anwering no about anticipating future income.