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Bills after Ch7 filed but case not closed

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    Bills after Ch7 filed but case not closed

    We filed Ch7 Petition on 12/17/08. Our 60 days will be over on 3/15/09. DH had an emergency & had to go to the hospital last night. We don't have insurance & can't afford the medical bill. Can we include this bill in our bankruptcy? My instincts say no, but I'm still asking.
    Filed Ch 7 Petition: 12/17/08
    341 Meeting: 01/14/09
    Discharged: 03/18/09
    Closed: 03/18/09

    #2
    This is exactly why many gurus on here say do not file BK until you get things in order, like having enough income to support yourself post BK and health insurance.

    I have crisis insurance with a high deductible and my lawyer mentioned it several times as a concern. He suggested that I put the 10,000 deductible in an account and not touch it.

    Comment


      #3
      Originally posted by fltoo View Post
      This is exactly why many gurus on here say do not file BK until you get things in order, like having enough income to support yourself post BK and health insurance.

      I have crisis insurance with a high deductible and my lawyer mentioned it several times as a concern. He suggested that I put the 10,000 deductible in an account and not touch it.
      Just curious - how much do you pay for that insurance and who is the carrier?
      Filed Ch 7 -- July 9, 2008
      341 mtg ---- August 14, 2008
      Discharged ---- October 17, 2008
      Closed --------- December 11, 2009!

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        #4
        No, I'm afraid that any bills you generate after you file cannot be included in the BK. I'm so sorry to have to say that. I hope and pray DH is doing much better.
        "To go bravely forward is to invite a miracle."

        "Worry is the darkroom where negatives are formed."

        Comment


          #5
          We had medical bills after filing - several - and they could not be included. I think they could if the bill was received after the filing for a service done BEFORE filing tho.
          Filed Ch 7 -- July 9, 2008
          341 mtg ---- August 14, 2008
          Discharged ---- October 17, 2008
          Closed --------- December 11, 2009!

          Comment

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