My husband refused to put our house on the bankruptcy and now we are two months behind (will be three come February). We have gotten several notices that they are going to begin foreclosure and when hubby called the mortgage company said we have until the 31st to pay. We could file our taxes and use that money to catch up (IF we get to keep the refund, not sure how that works with bankruptcy - we signed the petition in Oct and haven't heard anything yet!), but really I think it would be stupid since we will still not be able to afford the monthly payments and we will just get behind again. So, if we let the foreclosure happen, what happens? I have no clue how it works so any input is much appreciated! Thanks!
-
-
Well if you filed chapter 7 all debt MUST be included. If you filed in Oct. and have not been to your 341 meeting there are problems. do you have access to pacer?Chapter 7 07/30/2008
341 09/17/2008
Discharge 11/21/2008 -
No, I don't have the money to pay for Pacer
ETA: when we signed the paperwork we weren't behind in payments so we were told we could keep the house.Comment
Comment