Ok, here is the deal. BK is not a game, it is a legal process which you have a right to. But saying that, it is your job to be honest about EVERYTHING. Perjury is perjury, you lie you pay. When you file BK, this is your time to lay EVERYTHING on the table and see where it all ends up. You will be coming out ahead in the deal, even if the trustee goes after the $3000. If you have to repay it to your mom or if you are able to pay it to the trutee yourself, you are still having the rest of your debt forgiven. Depending upon how much debt you have $3000 is a small price to pay to make it all go away.
Sorry for being so bold, but I have run into waaayy to many clients who have tried to hide things. I find out for instance that they have a boat, motorcycle, another checking account, etc. and they are pissed when we have to list it on the paperwork, but that is the way it goes. Better to be up front about everything than to risk having it bite you in the ass later.
Sorry for being so bold, but I have run into waaayy to many clients who have tried to hide things. I find out for instance that they have a boat, motorcycle, another checking account, etc. and they are pissed when we have to list it on the paperwork, but that is the way it goes. Better to be up front about everything than to risk having it bite you in the ass later.
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