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    creditor phone calls

    how soon do the creditors start calling? if you are current on everything and file for ch 7 will you not get all the calls?

    #2
    If you are current, they have no need to call, if you file, they can't call or they will be in violation of the stay.

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      #3
      We were completely current on all of our bills when we had our first visit with the attorney. We filed within 2 weeks and only (1) bill had become 10 days late by the filing date. We received only 1 call. I answered the phone, told them that I had filed, gave them my attorney's name and number and we never received another call again.
      Chapter 7 filed 10/21/2008
      341 - 11/26 went smooth NO ASSET
      Took 115 days after 341 - But Finally DISCHARGED 3/25/09

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        #4
        wow I am definitly going to plan for that i remember my husbands xwife her creditors call every 10 minutes!! my work his work you couldnt hide and it wasnt even our debt! that makes me feel better as i have a 4 yr old and 8yr old who like to answer the phone!

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