Sorry this post is so long.... I posted in another thread about my attorney sending a substitute attorney in her place at the 341 meeting. I want to explain the way I've handled my transportation issues and see if anyone thinks it's a problem. My actual attorney is aware of it, and didn't show any concern, but I wanted to post it here, also. I am unsure if this is something I need to inform the substitute attorney of?!
I'm surrendering my SUV, and at the moment I still have posession of it. A relative of mine purchased a new vehicle recently, and instead of trading in her old one, she sold it to my fiancee. I filed on 12/22, and the way we are handling payments is I'm paying my fiancee's portion of the rent, and he's sending her money for the car. We obtained the car in his name, tag/title/etc, from her on 1/9. He sent her "his" first payment on 1/30. So, the car is in his name, and the payments are coming from his bank account. If it matters, it's a 2000 Infiniti worth about 3500, and we are paying them back 2500. I don't think this is "hiding assets," as it's not my asset and never was my asset to begin with. My attorney didn't think so, either. It's technically his car, and I'm driving it. The reason we did it this way is because it was easier than trying to figure out how to place a valid lien on the title in order to put it in my name, and this relative didn't want anyone else driving it while her name was on it, due to accident/liability issues if there was a crash or whatnot. In Florida, the value of this Infiniti is over the exemption, but at the same time, we're still talking about a car that has over 100k miles on it and is worth less than $4000. Not a new Benz, or anything, lol.
Another question: my ex-husband, who is still a good friend of mine, is on the tag/title/loan for the vehicle I'm surrendering. He's currently paying his own attorney and heading towards his own Chapter 7 in the near future. He has expressed an interest in taking over the vehicle I intend to surrender, so I'm not sure what's expected of me: should I turn it over to the bank ONLY, and let THEM decide if they're going to give it to my ex? Or can I let my ex just take it, and then tell the bank if they want it they need to get ahold of my ex to find it? I don't want to find myself in a situation where they're trying to recover the property and they get pissed that my ex has it. (It's thru a credit union, and he lives in another part of the state where the credit union doesn't have any offices.)
I'm surrendering my SUV, and at the moment I still have posession of it. A relative of mine purchased a new vehicle recently, and instead of trading in her old one, she sold it to my fiancee. I filed on 12/22, and the way we are handling payments is I'm paying my fiancee's portion of the rent, and he's sending her money for the car. We obtained the car in his name, tag/title/etc, from her on 1/9. He sent her "his" first payment on 1/30. So, the car is in his name, and the payments are coming from his bank account. If it matters, it's a 2000 Infiniti worth about 3500, and we are paying them back 2500. I don't think this is "hiding assets," as it's not my asset and never was my asset to begin with. My attorney didn't think so, either. It's technically his car, and I'm driving it. The reason we did it this way is because it was easier than trying to figure out how to place a valid lien on the title in order to put it in my name, and this relative didn't want anyone else driving it while her name was on it, due to accident/liability issues if there was a crash or whatnot. In Florida, the value of this Infiniti is over the exemption, but at the same time, we're still talking about a car that has over 100k miles on it and is worth less than $4000. Not a new Benz, or anything, lol.
Another question: my ex-husband, who is still a good friend of mine, is on the tag/title/loan for the vehicle I'm surrendering. He's currently paying his own attorney and heading towards his own Chapter 7 in the near future. He has expressed an interest in taking over the vehicle I intend to surrender, so I'm not sure what's expected of me: should I turn it over to the bank ONLY, and let THEM decide if they're going to give it to my ex? Or can I let my ex just take it, and then tell the bank if they want it they need to get ahold of my ex to find it? I don't want to find myself in a situation where they're trying to recover the property and they get pissed that my ex has it. (It's thru a credit union, and he lives in another part of the state where the credit union doesn't have any offices.)
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