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You have 45 days from the FIRST meeting of creditors. (341)
I did mine with 20-30-50 money plan ( or something like that) You can breeze through the whole thing and then the last page keeps reloading every minute until the 2 hours have passed. It was 14.95.
Very easy and painless, just left it for 2 hours up on my PC, took about 20 minutes to read through all the budgeting info.
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It is $35 per couple so I think that is a decent price and have seen some good reviews.
11/18/08 filed CH 7; 341: 12/11/09, cont'd to 01/06/09
03/21/09 341 hearing for CH 13
04/27/09 Confirmation hearing for CH 13
$199/mth for 60 months + $9K 2008 income tax refund
We completed ours, and unlike the pre filing course (With the same company) this one actually took 2 hours. (and that was straight through... no breaks, pauses, etc.) Actually 2hrs and 4 minutes!
It did have some good info, as well as a few items to download to create budgets, action plans, etc.
Filed 10/11/08 - 341 11/23/08 - Discharged 1/26/09
2/19/09 Stipulation agreement reached w/trustee - Still awaiting Closed Status
Check my blog at Steve's Bankruptcy Blog Watch day by day what happens with a PITA trustee! - Web Hosting by Broadband Hosting Web Hosting
You have 45 days from the FIRST meeting of creditors. (341)
I did mine with 20-30-50 money plan ( or something like that) You can breeze through the whole thing and then the last page keeps reloading every minute until the 2 hours have passed. It was 14.95.
Very easy and painless, just left it for 2 hours up on my PC, took about 20 minutes to read through all the budgeting info.
I used them too. $14.95 was a great price. My Lawyer called me and gave me kudos for finding a cheap credit counseling on my own, instead of using theirs ($50). I told them if the Trustee even so much as questions anything, Im going to pipe up about it and earn browning points!! lol
Retained bk7 laywer 8-12-08, Filed 12-22, 341 Meeting Scheduled 1-29-09 Discharged 4-17-09!!!
Reason for filing: Medical, NOT irresponsibility with credit. "Sometimes you have to fall before you fly"
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