How much to file Chapter 7?

[sam2001]

My husband and I have finally come to an agreement about filing bankruptcy. How much does it cost to file on average? I was on the internet and it stated the processing fee was $299. I thought when I was looking into it a couple of years ago it was $1500 for a couple. If it is $299 I am not complaining lol...I was going to use my tax refund to pay for the filing fees.

[AngelinaCatHub]

You were more correct with about $1500, and also then costs of filing about $250 or so. That may be where you got a misunderstanding. Don't quote me, I don't know where you are so it could vary. 'Hub

[Tbornetun]

The filing fee is $299. The $1500 you may be referencing could be attorney fees. The $299 is just for the court, if you want an attorney you will have to hire one at an additional cost.

[jktrading]

My husband and I have finally come to an agreement about filing bankruptcy. How much does it cost to file on average? I was on the internet and it stated the processing fee was $299. I thought when I was looking into it a couple of years ago it was $1500 for a couple. If it is $299 I am not complaining lol...I was going to use my tax refund to pay for the filing fees.

$299 is the filing fee only. The $1,500 you were probably looking at were the attorney fees, which is in addition to the filing fees. Example, I paid my attorney $2,300. $2,000 for him, $300 for the filing fee.

You can do everything by yourself, but it is time consuming and a lot more stressful than just hiring an attorney. Plus, an unexperienced person may make costly mistakes. Many people stop paying their minimum payments on the unsecured debt to save up for the attorney before filing. It is also almost required to not use any of your unsecured debt for "atleast" 3 months. Most will say waiting 6-7 months is preferable

[GreenInkOnPaper]

Hubby paid $1800 - included the filing fee (Oklahoma).

[jribe]

we'll be paying $2100 for the attorney and the $299 filing fee in california

[relief13035]

Mine was $1500 for the attorney and $299 filing fee in Southern CA.

[MGBK]

I am currently considering two attorneys:

1.) $2500 fee (plus filing and credit counseling): strictly a BK atty and local.
2.) $3500 fee (plus filing and credit counseling): general attorney and downtown.

Only reason I am considering #2 is he was referred to me personally, but for practical reasons alone I am thinking #1 makes more sense. Thoughts?

[Mi Bankruptcy]

I checked with three attorneys in Michigan. It went from 1500-2500. I found one for 750.00 + 299.00 court filing fee. Don't forget the mandatory pre Bk filing class ( $35-$60)

We contacted the trustee's law firm and they recommended our attorney. My wife didn't like our attorney at first because his office made us fill out a ton of paperwork. I said that's good.. he's trying to get the best view of our situation as possible.

[sam2001]

Thanks! I just wanted to confirm. On the websites I viewed they did not list the attorney fees. Ok here's another question. How do you know if you are getting a good attorney?

[halloweendmb1]

I had a $299 filing fe and the attorney was $750
less than 10 days left!!