How much can I have for Chap 7? The way my lawyer talking, it sounds like 0. I would like to have a little, so maybe I could save some in case something comes up, since I don't have credit cards.
-
Filed: Dec 31, 2008
341: Feb 5, 2009
Discharge: Apr 7, 2009 (61 days even) -
I'm with you from what was posted to me about this same issue. Its all paperwork/figures. But one thing I wonder is if they know our income are they going to ask were the extra went? Unless you pad the other expenses. I don't think they would question?FILED CH7: 03/20/09
341: May 11th, 2009
DISCHARGED: July 13th, 2009 -
The zero the attorney is talking about is on paper. As long as your expenses aren't over the IRS standards, you have nothing to prove or worry about.Comment
-
Where can we find the IRS standards?Originally posted by Tbornetun View PostFILED CH7: 03/20/09
341: May 11th, 2009
DISCHARGED: July 13th, 2009Comment
-
They are on the US Trustee website.
Comment
-
tyOriginally posted by tbornetun View PostFILED CH7: 03/20/09
341: May 11th, 2009
DISCHARGED: July 13th, 2009Comment
-
At my 341 meeting the trustee asked me after expenses if I had more then $200 a monthBTW anything I say here is just me yapping based on my experience. Your milage may vary.
Comment
-
Thats good to know, but don't they read the paperwork?Originally posted by JJL View PostFILED CH7: 03/20/09
341: May 11th, 2009
DISCHARGED: July 13th, 2009Comment
-
Yeah but he asked a lot of questions He knew the answer to. Like if I'm leasing X car. If my debt is primarily X and Y. If I work for X company. etc. Thats just what they do I suppose. For confirmation I guessOriginally posted by momof3b1g View Post
Mine was like $15 after expenses actually I think.Last edited by JJL; 12-03-2008, 06:58 PM.BTW anything I say here is just me yapping based on my experience. Your milage may vary.Comment
-
Maybe they are trying to trip you up. You say somehting different then what you put.Originally posted by JJL View PostFILED CH7: 03/20/09
341: May 11th, 2009
DISCHARGED: July 13th, 2009Comment
-
It didn't come across that way at all. I didn't feel like I was trying to be tripped up. So don't worry about that. Kind of like just stating for the record. you know? So it get officially recorded or what everOriginally posted by momof3b1g View PostBTW anything I say here is just me yapping based on my experience. Your milage may vary.Comment
-
Oh makes sense, but i don't think others have been asked. But i have trsut issues. LOLOriginally posted by JJL View PostFILED CH7: 03/20/09
341: May 11th, 2009
DISCHARGED: July 13th, 2009Comment
-
JJL - that is the exact reason why they ask the questions about information you already provided.Comment
-
I have more than $200
at the end of the month. Usually around $300. I read that if you have less than $500, you're still OK. Am I screwed?I think of my bankruptcy less as "walking away" and more as "gnawing my leg off to get out of a trap".Comment
-
This site gives you a worksheet and figures DI. http://legalconsumer.com/bankruptcy/means-test/
I lived on it for awhile
Filed C7 Aug 31 2008
341 Oct 8 2008
Discharged Dec 9 2008
Comment
Comment