After 341 meeting question.

[akame5150]

I am very new to this forum and must say, I wish I would have known about this a long time ago. What a grreat group of people helping others.

I had my 341 meeting on November 25, 2008. It was uneventful as most are. I was dismissed without any further questions or comments. I looked in PACER and saw the trustee already requested to be removed from the case and there are no assests to distribute.

My question for all of you is other than objections by creditors is there anything else than can throw a wrench into my discharge? Does the US trustee still review the case and will they on occasion change things? The trustee seemed good with it. I am trying not to worry, however I am trying to be prepared with anything that can come up.

Thanks again for everything.

[relief13035]

Can I ask you what you clicked on to see that information on Pacer? My 341 was on 11/26 and I don't see anything yet. I am wondering if I am doing it wrong.

[akame5150]

Hi there,

I am not at a place where I can go in to PACER and tell you exactly, however I will know in the AM and will let you know. If I remember correctly, I went into "case summary" or a similar option and it was a note entered by the trustee. Hope that helps.

[StartingOver08]

Relief, you can go into the Docket Report area to see the notes or go into the history and download the filings. The Docket Report area seems to have the information a couple of days before the actual filing of the signed order by the judge. My Trustee's Report of No Distribution was actually posted on 11/22 (a Sat even!) even though I had a 341 continuation hearing on 11/24. The order signed by the Judge determining debtor's compliance with filing requirement was filed on 11/24, same date as the final 341 hearing. Good luck to you.

[matthew123]

after 341 meeting

had my 341 meeting on wednesday the 3rd of dec and went ok but didnt sign a refirmation of debt for my truck that i co own with my fiancee i let the lawyer know that my fiancee was gonna continue to pay on it but didnt sign anything to keep payin it she is currently making payments on it and is current on account but capital one tranferred account to their bankruptcy dept. until i give them a reefirmation of debt for it to them and then capital one will take the debt back.but i didnt get a paper stating im reeafirming the debt so how would that work and is it neccesary to sign a reafirmation of debt if i still wanna pay on it.

[akame5150]

Matthew, I am glad to hear your meeting went okay. I am not an expert by any means, however I will tell you what I experienced and hopefully that helps. The lender for my vehicle (toyota financial services) filed a reaffirmation agreement with the court and sent a copy to my attorney to sign. From what I understand, the reaffirmation agreement is between the lender and you, therefore the trustee or the court won't do it for you. You call the BK department at capital one and ask them if they will prepare an affirmation agreement.

There are people who say reaffirmation agreements are not good to sign and those that say they are good. By your thread, I assume you have an attorney, so I would ask your attorney for their best advice.

Hope that helps.