Cancelling Chapter 13, possibly future Chapter 7

[junjun]

I need to know if this is the correct way on doing this..My wife and I have decided to stop our case, we were still in the payment phase, no petition was signed..We're going to try to pay our cc's..I've filed for Chapt 7 in the past and was discharged in June 2004, my wife has never filed..I would be eligible to file for Chapter 7 in 2011 or 2012? Not sure which is correct..If things are still hectic and the mortgage industry is still lopsided we plan to file Chapt 7 and just completely wipe all of our debt, even the house..Please give me some advice..Is there logic to my thinking?? I've been up for 18hrs straight trying to figure this out..Thanks..