First of all, thank you everyone for the posts and information, and for being there to make me feel like I'm not a horrible person for having to file.
Now, for my question...
My trustee sent me a letter requesting a payment for x number of dollars for the 401(k) contributions in the 120 days prior to my bankruptcy. My actual contributions were half what the trustee is asking for, as are evidenced by the paystubs I've already sent the trustee, and the balance statement for my 401(k). My attorney just told me to send what I thought I owed, attach another copy of the paystubs for the appropriate period, and a letter explaining why I'm paying less than has been asked. This approach makes me nervous for a number of reasons.
I'm curious to know what the opinion of the board is. What would you do in the same circumstance? I'm really terrified, because the difference between what I actually contributed and what the trustee is asking for is quite a lot of money (for me), especially since my fiance was laid off recently with no notice, and no severance
, and there's no chance I can come up with the extra amount in the short amount of time he's provided.
On another note entirely - and I realize this is something of a longshot - what are my chances of being able to include daycare expenses for my child that include some expenses up to the time of filing, but also 12 days after? I really, really don't want to pay this place as I yanked my child after finding out the teacher was being verbally abusive and allowing my little girl to be bullied by two of the other kids in her class. They're sending me collection notices currently and, well, there's only 1/3 the income there used to be coming into our home currently.
Now, for my question...
My trustee sent me a letter requesting a payment for x number of dollars for the 401(k) contributions in the 120 days prior to my bankruptcy. My actual contributions were half what the trustee is asking for, as are evidenced by the paystubs I've already sent the trustee, and the balance statement for my 401(k). My attorney just told me to send what I thought I owed, attach another copy of the paystubs for the appropriate period, and a letter explaining why I'm paying less than has been asked. This approach makes me nervous for a number of reasons.
I'm curious to know what the opinion of the board is. What would you do in the same circumstance? I'm really terrified, because the difference between what I actually contributed and what the trustee is asking for is quite a lot of money (for me), especially since my fiance was laid off recently with no notice, and no severance
, and there's no chance I can come up with the extra amount in the short amount of time he's provided. On another note entirely - and I realize this is something of a longshot - what are my chances of being able to include daycare expenses for my child that include some expenses up to the time of filing, but also 12 days after? I really, really don't want to pay this place as I yanked my child after finding out the teacher was being verbally abusive and allowing my little girl to be bullied by two of the other kids in her class. They're sending me collection notices currently and, well, there's only 1/3 the income there used to be coming into our home currently.
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