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How long till credit report shows BK?

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    How long till credit report shows BK?

    Does it get reported before or after discharge?

    #2
    On mine it showed up not long after I filed.
    I called Experian about a problem I had with a SS # on my report. They told me to send them a copy of my discharge and the matrix and they would make sure everything says discharged after that happens.
    Chapter 7 07/30/2008
    341 09/17/2008
    Discharge 11/21/2008

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      #3
      Mine showed up shortly after I filed, also.
      Filed: 5/22/07; 341 Hearing: 6/27/07;
      Confirmed: 8/13/07; DISCHARGED 4/17/2012

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        #4
        Like the others, mine showed up right after filing
        Filed CH 7 9/30/2008
        Discharged Jan 5, 2009! Closed Jan 18, 2009

        I am not an attorney. None of my advice is legal advice in any way..

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          #5
          At the latest, it will show up a month after your bankruptcy is discharged. (that gives the courts time to report to the credit bureaus, and them month to update it.

          Most likely it will apper before that. It doesn't have to show up on your credit report for you to stop your creditors from collecting though, you just have to give them your case number, and lawyers information to get tht to stop.
          My name is Jenna Banks. I'm a full time writer who's been through bankruptcy.

          I love answering questions! I write about my bankruptcy experience, and how I repaired my own credit, every Monday and Wednesday on my blog.

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            #6
            Mine showed up within a week of filing.
            Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
            341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
            Case Closed 07/15/2009 :D:yahoo:

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              #7
              Just checked mine and sure enough it was there less than 4 days later.. Wow that was quick.

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