Wells Fargo collection call.

[Silver26]

Hello, Talked to wells fargo tonight the guy was grilling me. I kept my cool and didn't answer any of his bogus questions. Just referred him to my lawyer. The account in question was a loan my wife took out to buy a dog at one of those mall places. She was young and didn't know how terrible they are. Well he kept asking me if we still had the items that were bought because it was a secured account? The item is a dog, The loan was like a open line of credit to my knowledge we even received like a dog store credit card type thing. Could they actually try to repo the dog or something? What do you guys think? Thanks very much

Kyle

[Tbornetun]

Tell him to provide you with a list of the items purchased. They MUST provide you with the list or they are not able to repo anything. They probably cannot provide a list of the purchases and the purchases are too long ago for them to go after the items anyway.

No worries.

[relief13035]

I highly doubt they would want your dog. But I'll trade you for a yappy Chihuahua (that my daughter just HAD to have)...j/k

[TEW]

Tell them the dog died and you will send the body USP ground 5 to 10 day delivery.

[Tbornetun]

lol

[hopeforus]

Tell them the dog died and you will send the body USP ground 5 to 10 day delivery.

haha funny!

[ready2puke]

Im sorry that is so funny especially since I cried today

Tell them the dog died and you will send the body USP ground 5 to 10 day delivery.

Listening to the story about that 6 month old German Shephard puppy that got beated to death by that nutso fireman neighbor.
Keep your puppy and be extra good to him/her they deserve only the best you have to give....

[TEW]

Listening to the story about that 6 month old German Shephard puppy that got beated to death by that nutso fireman neighbor.
Keep your puppy and be extra good to him/her they deserve only the best you have to give....

Sick people you have to be reel low to hurt a dog.

[magyar123]

Next time they call you have your dog bark and growl into the phone.

[liz417]

tell them the dog died and you will send the body usp ground 5 to 10 day delivery.

lol!!!

[BankRuptured]

Hello, Talked to wells fargo tonight the guy was grilling me. I kept my cool and didn't answer any of his bogus questions. Just referred him to my lawyer. The account in question was a loan my wife took out to buy a dog at one of those mall places. She was young and didn't know how terrible they are. Well he kept asking me if we still had the items that were bought because it was a secured account? The item is a dog, The loan was like a open line of credit to my knowledge we even received like a dog store credit card type thing. Could they actually try to repo the dog or something? What do you guys think? Thanks very much

Kyle

I had a similar experience with Wells Fargo. I filed Chapter 7 the first of December 2008 and had my 341 meeting this past Friday. About 2 weeks before the meeting, Wells Fargo called my lawyer and went on and on about my account with them being secured with "music" as the collateral.

Let me explain.... I used to buy all of my guitar parts and probably 2 or 3 guitars over the last 6 years from Music123.com. And I got one of their store credit cards by applying online with one of my purchases years ago...it had about a $2000 credit limit on it.

So this guy from Wells said my collateral was "music" and my lawyer wanted to know how much "the guitar" is now worth in order to possibly look at a fair market settlement for the remaining balance that I owed them. I had listed them on my petition along with the rest of my credit cards.

Well, that confused me because I told her that alot of the purchases made on that revolving account were things like guitar strings, instrument polish, and junk like that which had been used, thrown away by now etc. The last guitar I bought from them was about 3 years ago and I sold it on Ebay over two years ago. So, whipping out collateral for the Wells Fargo guys would be as difficult as trying to bleed a turnip.

They didn't come to the 341 meeting and I don't know if they will give me any problems during my waiting period or not. Could be interesting, but I do not remember signing anything that said that this revolving charge account was secured, unless my eyes crossed when reading the tiny print. I guess I could understand if I had purchased one big expensive item, such as a $2000 guitar and that was the only thing that I had bought from them, and that one item was held in collateral until the loan was paid off, but that just wasn't the case at all.

This BK stuff just gets more and more fun as we go.