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341 on 11/7, Nervous!!!

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    341 on 11/7, Nervous!!!

    My 341 is on 11/7 at 10 am. I'm nervous. I know what to expect. I just want this thing over and done with.

    I am about 2-3 weeks behind on my mortgage. I could not get caught up.

    From what I hear, Country Wide does not reaffirm. I could give it up, but the fact remains is that the mortgage is held by my soon to be ex and me.

    He was offered to file, but true-to-form did not respond.

    Guess I'm just looking for some good mo-jo. Thanks everyone. I'll let you know how it turns out.

    This forum has been a godsend.

    #2
    Dear, you are in the right place. Mrs. and I advise you to maybe do a search on 341. You may find that this is not as bad as you think it to be. Just be honest above all. Then you cannot fail. Most average about 15 minutes or less.

    I am sorry about your future EX thing but as far as bk you are doing well. Mrs. Cat and I shall monitor your posts. Please keep us up to date. GBWY ‘Hub
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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      #3
      Hi Mary. Most 341's are fairly simple and straightforward. Rarely do they get super complicated with lots of questions and a UST. (Oh, but except in my case...

      Good luck and post all questions here... no matter how small they may seem...

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        #4
        mary you'll be fine
        it will be over in the blink of an eye mine was 7 minutes over and done.
        good luck and let us know how you made out
        Chapter 7 07/30/2008
        341 09/17/2008
        Discharge 11/21/2008

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          #5
          Hi there Marymom,

          Your 341 will be over before you know it. 5-10 minutes max (from what I've read on this board)...hang in there.
          Good Luck!
          May 2008 Hired 1st Attorney/Stopped paying CCs
          May 21, 2009 Retained 2nd Attorney
          May 28th - Filed for Ch 7 (FINALLY!)
          9/11/09 - DISCHARGED!!!!

          Comment


            #6
            Good luck
            May 31st, 2007: Petition Filed by my lawyer
            July 2nd, 2007: 341 Meeting Held
            September 4th, 2007: Discharged and Closed.

            Comment


              #7
              You're probably there right now, and I'm sending good energy your way. Be sure to let us know how it went!
              Filed chapter 7: June 9, 2008
              341 meeting: July 18, 2008
              last day for objections: September 16, 2008
              DISCHARGED September 18, 2008 - CLOSED September 29, 2008

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                #8
                Let us know how it went, Mary!

                Comment


                  #9
                  Mary, I wish you the best!!! Let us know how it goes!!!

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                    #10
                    I'm in the club!

                    Meeting went fine! Trustee joked about my pig (pot belly) and asked a few questions on my part time e-bay business.

                    Had a hot flash! My blouse popped a button just as I was about to leave and I had to throw on a sweater. It's 70 here today!

                    I told him I was a few weeks behind on the mortgage and he said to try to catch up as soon as I could.

                    He commented on a few of the people trying to sue me. He said that this particular firm has been very aggressive and he didn't care for that.

                    There were about 20 other people there. One woman was about 85 and in a wheel chair. Poor thing. All walks of life.

                    Now I get to wait for my Granddaughter to be born! She is due tomorrow!

                    AND I'm going to K'mart and laying away a few x-mas items.

                    Comment


                      #11
                      Hey Mary - So glad to here everything went grea! I seen all walks of like there too. There was a couple in there 80's both with canes and could barely walk. It broke my hear at that stage of the game to have to do something like this... Such a shame....


                      Welcome to the 60 day club. GOODLUCK

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                        #12
                        Oh and GOODLUCK with the new baby - how exciting!!!!!!

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                          #13
                          Oh good to know it went well

                          Welcome to 60 day club
                          May 31st, 2007: Petition Filed by my lawyer
                          July 2nd, 2007: 341 Meeting Held
                          September 4th, 2007: Discharged and Closed.

                          Comment


                            #14
                            So glad to hear it went well...welcome to the 60-day club, MaryGrandMom!
                            Filed chapter 7: June 9, 2008
                            341 meeting: July 18, 2008
                            last day for objections: September 16, 2008
                            DISCHARGED September 18, 2008 - CLOSED September 29, 2008

                            Comment


                              #15
                              Great job Mary!!! I'm so happy for you! Best wishes to you and your growing family!!!!!

                              Comment

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