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FINALLY we had our 341......

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    #16
    Glad to hear you are on your way to a fresh start, Jessegirl!

    I'll be sure to leave my Coach bag at home. I got it as a gift about 10 years ago, but it still looks brand new, even with almost daily use. Sometimes it's worth it to spend an extra few bucks...if you have it, that is

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      #17
      Those 80 year old people had done a reverse mortgage and it ran out. The trustee keep saying "But there suppose to pay you until your time is up" and the old people kept saying well ours stopped. So the trsutee says someone should check to see if they are legitimate company. So now I guess they have to worry about being kicked out now. Poor things!!!! It broke my heart. Noboby to watch there back, even the trustee felt bad for them. You can tell them have no money at all. Some people just have that look when they are old, when they have no money. Its really sad. So now, I leave there and all can think about is these people and still do. Just breaks my heart. I pray for them...

      And about the nails - My nails looked like flat head screw drivers when i went to my 341. I went el'naturel......LOL. I used to get the nails and pedi done too, but those days are gone for now.

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        #18
        Originally posted by jessegirl View Post
        Those 80 year old people had done a reverse mortgage and it ran out. The trustee keep saying "But there suppose to pay you until your time is up" and the old people kept saying well ours stopped. So the trsutee says someone should check to see if they are legitimate company. So now I guess they have to worry about being kicked out now. Poor things!!!! It broke my heart. Noboby to watch there back, even the trustee felt bad for them. You can tell them have no money at all. Some people just have that look when they are old, when they have no money. Its really sad. So now, I leave there and all can think about is these people and still do. Just breaks my heart. I pray for them...

        And about the nails - My nails looked like flat head screw drivers when i went to my 341. I went el'naturel......LOL. I used to get the nails and pedi done too, but those days are gone for now.
        I once felt sorry for myself because I had no shoes until I saw a man with no feet.
        I always count my blessings. You never know when things can get much worse.
        Chapter 7 07/30/2008
        341 09/17/2008
        Discharge 11/21/2008

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          #19
          You are so right TEW. The 341 is defiantely a place to go and get a reality check.

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            #20
            Ok - my 341 is on 11/26.
            How am I supposed to dress?
            Chapter 7 filed 10/21/2008
            341 - 11/26 went smooth NO ASSET
            Took 115 days after 341 - But Finally DISCHARGED 3/25/09

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              #21
              Congrats Jesse

              Make sure to do that debtors ed class

              Other than that should be smooth sailing
              May 31st, 2007: Petition Filed by my lawyer
              July 2nd, 2007: 341 Meeting Held
              September 4th, 2007: Discharged and Closed.

              Comment


                #22
                Originally posted by relief13035 View Post
                Ok - my 341 is on 11/26.
                How am I supposed to dress?
                Dress as you might go to a restaurant, not your Sunday best necessarily but not what you'd rake the yard in either.

                It is okay to wear a simple wedding band but it is best not to wear other jewelry.

                A simple watch is fine but if you own an expensive watch leave it at home.
                May 31st, 2007: Petition Filed by my lawyer
                July 2nd, 2007: 341 Meeting Held
                September 4th, 2007: Discharged and Closed.

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                  #23
                  Originally posted by Beyondrepair View Post
                  I sure wish I could get a mani and pedi!! Must be nice! I can't believe the LV lady - she was just plain asking for it!!!
                  It is very likely the trustee will be looking much more closely in the next 10 days at her case, best not to attract that kind of attention....
                  May 31st, 2007: Petition Filed by my lawyer
                  July 2nd, 2007: 341 Meeting Held
                  September 4th, 2007: Discharged and Closed.

                  Comment


                    #24
                    Originally posted by jessegirl View Post
                    Those 80 year old people had done a reverse mortgage and it ran out. The trustee keep saying "But there suppose to pay you until your time is up" and the old people kept saying well ours stopped. So the trsutee says someone should check to see if they are legitimate company. So now I guess they have to worry about being kicked out now. Poor things!!!! It broke my heart. Noboby to watch there back, even the trustee felt bad for them. You can tell them have no money at all. Some people just have that look when they are old, when they have no money. Its really sad. So now, I leave there and all can think about is these people and still do. Just breaks my heart. I pray for them...

                    And about the nails - My nails looked like flat head screw drivers when i went to my 341. I went el'naturel......LOL. I used to get the nails and pedi done too, but those days are gone for now.
                    I've always worried about those reverse mortgages. The problem is they always like most of our economy were based on the home continuing to increase in value. However if your home equity was to fall to 0 or negative then there is nothing left for the reverse mortgage to pay out. I've always been afraid my grandma took one out on her home, I don't know for sure but I worry about it.
                    May 31st, 2007: Petition Filed by my lawyer
                    July 2nd, 2007: 341 Meeting Held
                    September 4th, 2007: Discharged and Closed.

                    Comment


                      #25
                      Congrats and hope your 60 days goes fast.

                      I asked my attorney about designer items, he said as long as they can be exempted I was fine. Of course, I didn't rock LV at the 341.
                      Last edited by Cali; 11-08-2008, 11:11 AM.

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                        #26
                        Speaking of the woman who showed up with her designer stuff....didn't her lawyer maybe tell her that was not a good idea?? I can not imagine . . .
                        Much thanks for all the support and information I receive on this forum.
                        Chapter 7 filed 11/21/2008
                        341 Meeting 01/05/2009
                        Discharged 03/06/2009

                        Comment


                          #27
                          Originally posted by endisnear View Post
                          Ahhh yes, the good 'ol mani and pedi days! I barely remember them! LOL Man i wish i could get one right now! I have to admit that i DO have a coach bag and wallet (DH bought them for me for our 1st anniversary 3 years ago back in the big commission pay days, oh how i miss those ) and i do still use them daily......BUT i'd still not take them to a 341, i mean DUH common sense here people! LOL
                          LOL. Me too! I have one of the bigger coach purses that i bought at the outlet for like $300 - and use it daily. It's the biggest "luxury" item i have ever purchased- but would *not* bring it to my BK case! lol. that's too funny...
                          Filed Pro Se: 10/16/2009
                          341 Scheduled: 11/23/2009
                          Last Day for Objections: 1/22/2010
                          Discharged: 1/28/2010

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