question about this expense list

[B65]

Do they have to allow you these expenses i? my lawyer never asked me about gifts for birthdays and christmas, I have been up crying worrying that my 3 kids will not get presents again for 5 years if we get converted... I would only write what i use, ie neither of us smoke but i never even thought of the 2 cords of wood we have delivered yearly.

alos my housing is a lot more than they allow so long as you have proof of what the mortgage and utlities are. telephone, heat, electricity, they allow it right and do not cut down other things, ie gifts to compensate?


Rent or mobile home space rental
1st mortgage
2nd mortgage
3rd mortgage
4th mortgage
Property tax (if not included in mortgage)
Homeowner's insurance (if not included in mortgage)
Electricity
Natural gas
Firewood
Water
Sewer
Garbage
Telephone
Cell phone/pager
Cable/satellite television
Internet
Home Maintenance
Food
Household items (non-food items)
Hygiene supplies (tooth paste, toilet paper, etc.)
Clothing
Dry cleaning
Laundromat, detergent, softener, etc.
Average medical and dental expenses
Prescriptions and \over the counter\ medications
Magazines, periodicals & newspapers
Recreation & entertainment
Presents for holidays, birthdays, etc.
Charitable contributions
Renter's insurance
Life insurance (if not deducted from paycheck)
Health insurance (if not deducted from paycheck)
Auto Insurance
Other insurance
Gasoline
Tires
Auto repairs
Vehicle maintenance
Tolls
Parking
Smog check
Public transportation
Vehicle tax & registration
ANY other tax
Vehicle installments
Other secured installments
Ongoing alimony or spousal support obligation
Ongoing child support
Child care
Fines
Cosmetics
Haircuts
Tobacco
School lunches
Work lunches
Bank charges
Postage
Pet food/supplies
Other expenses necessary for basic living

[B65]

ps

it says cable and magazines on that do they really allow for that?

[BROKENN]

Great list

Here are the federal standards:

http://www.usdoj.gov/ust/eo/bapcpa/20081001/meanstesting.htm

[allavdj]

Smog check

If I was a trustee and saw somebody list "smog check" on their monthly expenses I would probably lean over the table and punch them in the nose.

[B65]

yes

I just posted this list from a post on here, there is no such thing as a smog check here in my state but maybe in some states it is mandatory?

[BROKENN]

I just posted this list from a post on here, there is no such thing as a smog check here in my state but maybe in some states it is mandatory?

Yes it is, and you can lump it with car maintenance to simplify
No biggie, its all good!

[ready2puke]

I believe that you add up everything you pay in a year and divide it by 12...So yes smog check would be right.
Thanks for the list. I have been wondering something about this topic. I signed a contract with a local gym before I was thinking BK. 3 months ago I put it on hold but that costs me $25.00 every 3 months to do.
Kinda crappy since I pay for one month in order to get the other two off. How would something llike that work when I file. I wouldnt mind keeping the gym since its for my health but how does that work with the Trustee? Would I reaffirm it?