term life insurance for means test

[mmenz22779]

on the means test do you put what you pay of just your life insurance or both your spouse and your self?

also how long before you file should you start it?

[mmenz22779]

duplicate message.

[mmenz22779]

same thing with disability insurance and Daycare.

My son will be out of daycare for 4 months as my wife will be at home on FLMA then he will return back to daycare.

Will this gap hurt us as far as expenses are concerned. I have proof he was at daycare for 4 months in a row.