Hey all,
I'm in about 20k of CC debt and now all three CC's have been charged off to 3rd parties. Been checking court records and nothing yet.
I work for a temp agency for now and I just finished one temp assignment which allowed me to catch up on my car payments. I have another assignment starting next week and it's a temp-to-permanent position so hopefully this will allow me to get into an apartment soon b/c I live with a relative while I get back on my feet.
The problem is that I have a financed car which I can sell right now if i wanted to. I only owe $6k and I can sell it for about $7,500 and use the difference to buy a very cheap used car to get out of car payments.
After this, I need to get into an apartment which won't leave me with anything leftover for credit card payments.
I haven't filed just yet so do you think this is acceptable what I'm doing?
I'm in about 20k of CC debt and now all three CC's have been charged off to 3rd parties. Been checking court records and nothing yet.
I work for a temp agency for now and I just finished one temp assignment which allowed me to catch up on my car payments. I have another assignment starting next week and it's a temp-to-permanent position so hopefully this will allow me to get into an apartment soon b/c I live with a relative while I get back on my feet.
The problem is that I have a financed car which I can sell right now if i wanted to. I only owe $6k and I can sell it for about $7,500 and use the difference to buy a very cheap used car to get out of car payments.
After this, I need to get into an apartment which won't leave me with anything leftover for credit card payments.
I haven't filed just yet so do you think this is acceptable what I'm doing?
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