Chpt 7 Bound (Hopefully)

[Josh@KYTP]

[2Bshinyandnew]

Hi Josh,

Yikes! What happened to the money DRA was taking out of your account? What a nightmare!

Sounds like you are on the right track now though! Good Luck!

[Josh@KYTP]

Hi Josh,

Yikes! What happened to the money DRA was taking out of your account? What a nightmare!

Sounds like you are on the right track now though! Good Luck!

The $$$ DRA took is a lost cause. It was a Nightmare at best.

I am just hoping the Chpt 7 filing goes through. We a $23.44 to the good of Chpt 7 right now with out the the business expenses. They will add another $2250+ in expenses over the current number.

[jessegirl]

Hey Josh - I wish you and your wife the best of luck thru this whole process. This forumn is great for answering alot of the questions and also at times it has been therapy for me too! The emotions run crazy during the BK process.
Welcome and goodluck.

[Flameout]

Keep in mind that if 50% of your debt is Business you may not have to take the Means test. My attorney asked that I be exempt from the Means test because of the business debt percentage and the BK judge signed off on it.

[Josh@KYTP]

I talked with him again today and that is the stance he is taking on the whole deal. The business expenses and equal to if no more than our personal expenses. I will keep everyone updated as to what I learn Tuesday.

[AngelinaCatHub]

Josh, I would be peed off with the Credit fixing company and address them in small claims. Now that is just me. I don’t think you have a problem as you are classic in bk language. You need relief and you have an opportunity. Above all, from what you said, you have a good attorney. This sure is rare from what I have seen.

It is a pleasure to see a young man as you, recognize what needs to be done. Stick around here and you will get NO LEGAL AID, but many experiences, as well as encouragement. This place is blessed. ‘Hub

[Josh@KYTP]

Met with the attorney today to go over My wife and mine's petition for Chpt7. We made the means test. The software he uses to submit the petition and the do the means test showed us as a no asset Chpt 7 case. It will be filied by the end of today.

10-28-2008. I filed for Chpt 7 on my 28th Birthday. I can see the light at the end of the tunnel.

The attorney told me to be on the look out for a letter with our court date for the 341 meeting next week. Then told us the after the 341 meeting and credit counesling to look for Discharge papers in the mail within 5-6 weeks.

It has been a stressful chapter in my life. I feel like a huge weight is being lifted off my shoulders though.

I will keep everyone posted over the next several weeks as to the progress that is made.

[Josh@KYTP]

Update for today.

My 341 meeting is scheduled for Dec. 19 @ 3pm. The attorney was pleased with the assigned trustee. Told me that it would take only 30 minutes tops and we would be done, and I had nothing to worry about.

I am glad to say I am right around the corner to being done with this and on my way to financial freedom and reconstruction.

[WoodSprite]

Update for today.

My 341 meeting is scheduled for Dec. 19 @ 3pm. The attorney was pleased with the assigned trustee. Told me that it would take only 30 minutes tops and we would be done, and I had nothing to worry about.

I am glad to say I am right around the corner to being done with this and on my way to financial freedom and reconstruction.

That's wonderful news, Josh. Sounds as if you're in really good hands. Do keep us posted!

[happy_ira]

My 341 meeting is scheduled for Dec. 19 @ 3pm. The attorney was pleased with the assigned trustee. Told me that it would take only 30 minutes tops and we would be done, and I had nothing to worry about.

Sounds like the atty knows the trustee/opinions. Excellent! Good luck...!

[Josh@KYTP]

Sounds like the atty knows the trustee/opinions. Excellent! Good luck...!

He know both of the local trustee's I belive. I know he said I didnt get the one that tends to be a real Pain in the Butt. Thats good at least.

[BK09]

Josh@KYTP

I am new to the forum and I am considering filing - I live in Kentucky and was wondering if this is where you filed. Only reason I ask is b/c of the KY in your name. If you would rather not say, no problem, if yes, I was wondering if you could recommend an attorney (assuming we were in the same area).