It would be nice to see your personal list of creditors and amounts for everyone

[funcritter]

Ok well let's see here:

Wachovia (home loan) $230,000
BestBuy Rewards $2,000
BestBuy CC card $3,200
CircuitCity CC $3,200
Direct Merchants CC $4,000
Juniper CC $3,500
WaMu CC $1,000
Bill Me Later $1,700
Capital One (2 cards) $1,300
Household Bank CC $1,500
2009 Chevy $15,900

Total $267,300

[santadawg]

retained lawyer on 10/09/08--not filed yet-hoping for a Ch-7

B of A-36000.
Elan-8000.
Chase-13000.
Credit Union-5000.
Capital-1--2500.
Sears--6000.
Kohls-1500.
JCP--2700.

total CC-around-75000.

Keeping
house-1st-186
2nd--------53

Not sure---credit Union
car---owe--18K
truck-owe--5K:

[AngelinaCat]

With medical bills and CC's, I would roughly say about 90 to 100K. 'Hub

I'll break it down a little bit. This is off the top of my head so is not a complete list:

AT&T Universal MC 36,000.00
Sears MC 6,000.00
American General 5,000.00
1st Coast CU 13,000.00 -- not even OUR debt, but we co-signed for an acquaintance to get a car. BAD move.
FPL Utility 1,300.00 -- they gave us this credit post discharge

That is about it as I recall w/o going through the paperwork. Does not include any of the medical from 'Hub's 2004 Prostate cancer surgery, my 8/2007 fall with broken arm and knee, or 'Hub's 11/2007 skil-saw accident resulting in life flight and emergency surgery. Nor does it include any of the legal fees acrrued defending ourselves against our Enemy.

[debtmonster]

WOW, that feels good to look at that and know I'm nowhere NEAR that anymore!

Yes, that is some very serious relief!

For the first time in nearly a year, I can already start to feel the stress levels go down as we are starting to stop paying many of our bills. We are fighting less as we will start to have money in the bank to buy food for once.

[Overmylimit]

It's funny when your in the middle of the storm it doesn't look so bad, you keep thinking I will pull out of this and make it up next month, and next month never comes.

[debtmonster]

It's funny when your in the middle of the storm it doesn't look so bad, you keep thinking I will pull out of this and make it up next month, and next month never comes.

Wow... I was in that storm for many years then and never got out.

[Stilltheone]

Yes, that is some very serious relief!

For the first time in nearly a year, I can already start to feel the stress levels go down as we are starting to stop paying many of our bills. We are fighting less as we will start to have money in the bank to buy food for once.

It's funny because I remember being in "that whole" every month, just trying to survive. Everyime I'd make a payment, I'd have to charge food and gas just to get by during the month.

Now, it feels good to go grocery shopping and use my DEBIT card or write a check. <gasp>

[debtmonster]

It's funny because I remember being in "that whole" every month, just trying to survive. Everyime I'd make a payment, I'd have to charge food and gas just to get by during the month.

Now, it feels good to go grocery shopping and use my DEBIT card or write a check. <gasp>

Lately we've been using using our BP/Amoco card to buy food because all of the other cards are full. Do you know how bad it is to have to eat gas station food?!?! It's all crap!!!

I wish this thing could be done and over and then I want to be forbidden from ever getting credit again. Can't a judge order that I never get credit again and put that on my record so credit card companies will stop giving me the offers? My wife was worried about getting credit after the bankruptcy. I told her, "That's what got us into all of this trouble in the first place!"

We need to start living within our means from this point forward.

[pa308]

WOW, that feels good to look at that and know I'm nowhere NEAR that anymore!

BOA 6500
CHASE 18000
CITIBANK 5300
DISCOVER 5900
GE BANK 5500
JCP 7000
SEARS 8500

TOTAL 57K

Still the one, man you're right, it does feel good knowing thats in the past.

I will NEVER let that happen again

[ansky0007]

Here is only my personal CC's these are approx since they keep changing with all the late fee's and interest at almost 30% due to missed payments.

AE $200,000.00
Chase $20,000.00
Cap One $12,000.00
Citibank $29,000.00
Advanta $12,000.00
Discover $15,000.00
BOA $30,000.00
PNC Bank $30,000.00

$348,000.00

[stressin]

I had around 11 cards and one vendor with approximately $72,000 that I am asking to discharge through bankruptcy.

[Over our heads]

HI-loan 10,200

CC
BofA 21k
GM 12k
Disc 10.5k
Disc 7.1k
Citi 6k
Best Buy 2.7k
----------------
59,300 (and rising)
+10200.00 (hi-loan)
------------------
69,500.00

This is what we are hoping to discharge.

We will reaff :

House:
1st 156k
2nd 94k
Car 13,500
-------------
263,500.00

[Over our heads]

Forgot to add close to 3k in medical bills.

But we will ALWAYS have med bills, so I honestly don't count them.

[frontier2005]

wow, thought a had a large debt, i had 38k CC, personal loan and veh.

[debtmonster]

wow, thought a had a large debt, i had 38k CC, personal loan and veh.

Nope. I owe about that much on a single car that I plan on turning in.

I have a bunch of old debt that is past the statute of limitations. It will take me a while to research it all. Some banks have bought out other banks. I had a car repo'd in 1994 and a few months ago some collection agency called about it. They were representing another bank that I have never done business with. I told them they had the wrong person. They told me the new bank. I called the bank and the bank told me they bought out some other company and then the debts were transferred. I had close to $100k alone in old debts that are 4 to 15 years old. I don't want them coming back. Since I am the one who started this thread, I want to get a good size list to post on here to compare the way other people were nice enough to post their list.