Worried now after reading about reaffirmations

[cj0203]

We without a doubt want to reaffirm our house (bought it new last year, not upside down at all). Our 60 day wait is scheduled to end tomorrow. I contacted my lawyer Monday and asked why I hadn't heard anything about the reaffirmations we planned (House and cars). The paralegal I talked to said she had to pull the file and look into it.

Now I'm reading that reaffirmations have to be done BEFORE discharge??? What if the lawyer doesn't get it done in time? I know discharge doesn't generally happen ON the 60th day, but still.

I'm freaking out here. We've got 2 small kids and while I know the bank won't take the house unless we start missing payments, I need to feel secure and have the contract renewed.

Any ideas?

Thanks!

[JRScott]

Don't freak out

As for the home, have you been paying the mortgage. In most cases you can continue paying even without reaffirmation and keep the home.

The same is true for the car in some states.

I'd do a follow up tomorrow