Thank you to all that have responded - I truly appreciate your advice and only hope that everything goes smoothly without any setbacks. I guess I am just nervous because it is my second time around doing this, and my last!
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Thank you to all that have replied - I truly appreciate your responses. I'm just working on catching up on my necessary bills and then I'll be putting in the paperwork. For now, I've just been ignoring the calls and trying not to let the constant calls get to me. I cannot believe how much they call though - it seems as if I get a call every hour on the hour, if not more AND I'm not even two months behind on the payments! I'll keep you all posted on how things go once I file. Thanks again.Comment
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