Credit before discharge?

[mdabcdefg]

Hello,

I recently filed bankruptcy. My creditor meeting is October 21st. I am already eager to start rebuilding my credit. I want to get a little $200-$300 secured card from Orchard bank. My question is, should I be waiting until after discharge to get one or can I do it after the creditor meeting? I had a Orchard Bank card for over a year with perfect history and upon filing Chapter 7 I had a $0 balance and they still closed my account so I wanted to get another one after this situation.

[magyar123]

You might get lucky applying for a secured credit card since it's not a garden variety unsecured one. You can apply for a secured one at any time.

[momof5]

I was approved for my unsecured Orchard card 2 weeks after my 341 meeting.

Husband was not. He was approved about 1 week after discharge.

[JRScott]

Legally after filing bankruptcy you cannot take on new debt obligations until after discharge without the Trustees approval. It is in your best interest to wait until after discharge.