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Ok SO now I look at pacer and

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    Ok SO now I look at pacer and

    I notice that the paralegal left off 7 credit card accounts. my hubby's salay is listed at 433 more then what he acutally makes they have 2 accounts listed 2 times. They have down that I pay water and sewer, which i do't pay anything. that amount that they put in was my cell phone bill and the amount that they put in for my cell phone is acutally my cable. I am sooo sick right now. I feel like I jsut want to explode. What will this all mean? What should I do with all of this? I have such a bad mirgrane and I am having trouble with my eye. My pressure must be sky high.. Please help..

    #2
    Don't panic!

    Print out your forms, take a red pen and correct it. Give it to the ParaL and have her SHOW you the docs before they amend. And make them do it this week with no charge!

    You will be OK, this won't change anything!
    Filed C7 Aug 31 2008
    341 Oct 8 2008
    Discharged Dec 9 2008

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      #3
      Does all the creditors that i want a discharge from have to be listed on the petition? Its about 40K less then what it should be

      Comment


        #4
        Yes, every single creditor that you owe. Get that red pen out!
        Filed C7 Aug 31 2008
        341 Oct 8 2008
        Discharged Dec 9 2008

        Comment


          #5
          Originally posted by BROKENN View Post
          Don't panic!

          Print out your forms, take a red pen and correct it. Give it to the ParaL and have her SHOW you the docs before they amend. And make them do it this week with no charge!

          You will be OK, this won't change anything!
          This is excellent advice...your filing isn't engraved in stone. Just get it fixed, now, and as Brokenn says, do NOT allow them to charge you for this! Now you know you have to check everything they file on your behalf. Better to have learned this lesson at this point in the process.

          Lots of time...you'll be fine.
          Filed chapter 7: June 9, 2008
          341 meeting: July 18, 2008
          last day for objections: September 16, 2008
          DISCHARGED September 18, 2008 - CLOSED September 29, 2008

          Comment


            #6
            Ok, I will call them now and tell them. I called her this morning and she told me that t didn't matter, that anything that i owe would be discharged by i am a chapter 7. She said it didn't matter weather it was listed or not. I really HATE dealing with her. She is annoyed anytime i call... Always a problem... Thanks for you time. I wish I could jsut run away.

            Comment


              #7
              While technically she is correct if you are a no asset Chapter 7. It is usually a good idea to make sure they all are listed for your own convenience and to cut down on harassing calls etc during the stay period.

              Check your creditor matrix that they use to mail out the bankruptcy notices and make sure it is accurate as well.

              I'd also request they fix it for free since you noticed it right away.
              May 31st, 2007: Petition Filed by my lawyer
              July 2nd, 2007: 341 Meeting Held
              September 4th, 2007: Discharged and Closed.

              Comment


                #8
                When you signed paperwork, did it have the correct information?

                And she is correct if you are no asset, then anything before filing can be discharged.

                Comment


                  #9
                  I never got a copy of the petition. I was stupid and didn't ask for a copy. I just called there now and she is emailing it to me.

                  Comment


                    #10
                    Then what did you sign
                    Chapter 7 07/30/2008
                    341 09/17/2008
                    Discharge 11/21/2008

                    Comment


                      #11
                      They just gave me paper with post its on it that said signature here and here. ANd then they said ok we will file on Monday.

                      Comment


                        #12
                        Originally posted by BROKENN View Post
                        Don't panic!

                        Print out your forms, take a red pen and correct it. Give it to the ParaL and have her SHOW you the docs before they amend. And make them do it this week with no charge!

                        You will be OK, this won't change anything!
                        Splendid advice. I did the same for some of the docs that had to be edited for my Amended filing. It felt ugly to do an Amended filing, but whatever... it had to be done.

                        Be happy you caught it now and not the day before the 341.

                        Comment


                          #13
                          Originally posted by happy_ira View Post
                          Splendid advice. I did the same for some of the docs that had to be edited for my Amended filing. It felt ugly to do an Amended filing, but whatever... it had to be done.

                          Be happy you caught it now and not the day before the 341.
                          Nothing wrong with amending.

                          I like an idiot signed my papers blank so could be filed and then had to do two amendments when my papers came in mail. So dont feel bad.

                          I would rather amend and be comfortable at the 341 than to not amend and be sweating bullets
                          pa308 (equifax fico 6-21 471) 594 on 3-09 671 7-09
                          filed ch7 6-12
                          341 7-25
                          Discharged and closed 9-24

                          Comment


                            #14
                            There's nothing wrong with amending and in my experience the trustee doesn't say anything about it. At my 341 lots of people (including me) either had amendments or had to file an amendment.

                            Make ALL the corrections, give it back to them and make sure you are not charged for these corrections. All the creditors that you want a discharge from must be on the petition. When the corrections have been made, if it's not given to you to review, request that it is. It's important to review it before submitting. When I went to review my docs, I found 3 mistakes.

                            Try to relax, this can be fixed and it'll be fine.
                            Filed Chapter 7: 8/13/08
                            341 Meeting: 9/15/08
                            Last Day To File Objections: 11/14/08
                            Discharged & Closed: 11/18/08

                            Comment


                              #15
                              Originally posted by pa308 View Post
                              Nothing wrong with amending. I like an idiot signed my papers blank so could be filed and then had to do two amendments when my papers came in mail. So dont feel bad.
                              Hey pa308.... tomorrow is your last day for objections. How's it looking on PACER on day 59?!

                              Comment

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