top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Can someone tell me..

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    Can someone tell me..

    ..why my husband's information is needed when I am the one who is filing for bankruptcy. I've been explaining and explaining till I'm blue in the face and I get more and more frustrated with him. I'm about to leave him the card for the lawyer and let him discuss it with him, but I don't know that he would since it's my case.

    Can someone please help me explain to him before we get into a huge fight over this? I don't need the added stress, my health is bad enough as it is.


    ETA: Sorry, I just realized this is in the wrong forum. I meant to post it in the general section. Can someone please move this? Thanks
    sigpic
    Filed - 11/19/08;341 - 12/22/08
    Discharged - 2/23/09 ;Closed - 3/6/09
    Got my first post BK credit line - car loan - 4/9/09 On my way to recovery.

    #2
    It's part of the drill.
    The code calls for HH income to be taken into consideration. The trustee wants to see if, after your husband pays all of the expeneses he's obligated to pay, there is any disposable income that would allow you to fund a Chapter 13 plan.
    In other words, if you aren't obligated by a lease or mortgage to pay rent/house payment then, you may have enough disposable income to be pushed into a Chapter 13.

    Comment


      #3
      I understand that, and believe me, I have told him this. He keeps going back to the "but we have separate finances! I don't get it...bargle bargle bargle..." song and dance.

      Granted, I find this a pain too. I just wish he'd understand and not fight me every step of the way on it.
      sigpic
      Filed - 11/19/08;341 - 12/22/08
      Discharged - 2/23/09 ;Closed - 3/6/09
      Got my first post BK credit line - car loan - 4/9/09 On my way to recovery.

      Comment


        #4
        You are married. That means your finances are intermingled and both need to be taken into consideration when filing BK. Actually, anyone in your household that in any way contributes to the overall expenses needs to be included. The law is the law, tell him you can't change the requirements just because he doesn't want to hand over his records. As your spouse, it is his job to help support you. Right now the support you need is with your BK filing, and all he needs to do to support and help you in your time of need is to provide the #$^@&*^$% paperwork!!! If he doesn't understand that marriage is a partnership, and that a partner steps up and helps out his partner in a time of need, then I'm not sure what else you could say. Is he philosophically opposed to the idea of BK, to you filing? Because it sounds like there may be more going on here than him just "not understanding" that the law says you need his info to file. I mean, what is to understand? You can disagree with laws, but if you've already told him that this is just the way things are, I can't see why he's still withholding the info from you unless more is going on in his brain. Good luck! Hope it doesn't end in a big blow-out fight for you.
        Filed CH 13 September 17, 2007
        Plan Modified July 8, 2009 from $1100/month to $400/month due to change in income, finally discharged in July of 2013!

        Comment


          #5
          Originally posted by woeisme View Post
          You are married. That means your finances are intermingled and both need to be taken into consideration when filing BK. Actually, anyone in your household that in any way contributes to the overall expenses needs to be included. The law is the law, tell him you can't change the requirements just because he doesn't want to hand over his records. As your spouse, it is his job to help support you. Right now the support you need is with your BK filing, and all he needs to do to support and help you in your time of need is to provide the #$^@&*^$% paperwork!!! If he doesn't understand that marriage is a partnership, and that a partner steps up and helps out his partner in a time of need, then I'm not sure what else you could say. Is he philosophically opposed to the idea of BK, to you filing? Because it sounds like there may be more going on here than him just "not understanding" that the law says you need his info to file. I mean, what is to understand? You can disagree with laws, but if you've already told him that this is just the way things are, I can't see why he's still withholding the info from you unless more is going on in his brain. Good luck! Hope it doesn't end in a big blow-out fight for you.

          I don't think it's an issue of me filing, but more of an issue of handing out the personal information. Right now, he's dragging his feet and whining, but I'm getting what I need. I can't acually file until I've paid the lawyers fee in full.

          I even told him that even if we weren't married, they'd still want the info because we lived in the same household.
          sigpic
          Filed - 11/19/08;341 - 12/22/08
          Discharged - 2/23/09 ;Closed - 3/6/09
          Got my first post BK credit line - car loan - 4/9/09 On my way to recovery.

          Comment


            #6
            There are a bunch of websites that have been mentioned on the forum here a lot. They explain why the reasons are for this. Maybe you can have him take a look at them to gain a better understanding of the process, even though he is not the one filing.
            Filed 10/11/08 - 341 11/23/08 - Discharged 1/26/09
            2/19/09 Stipulation agreement reached w/trustee - Still awaiting Closed Status
            Check my blog at Steve's Bankruptcy Blog Watch day by day what happens with a PITA trustee! - Web Hosting by Broadband Hosting Web Hosting

            Comment

            bottom Ad Widget

            Collapse
            Working...
            X