Meeting of creditors-VERY SCARED!!

[terrabella]

First of all please do not judge me after reading my post. I made some terrible mistakes and am feeling very very guilty for what I did. Secondly, let me tell you my story.
Back in April I was laid off from my school job and was hoping to be rehired through the school system so I charged many things. In August I decided to file for bankruptcy at $55,000 in debt. In May, June, July I charged due to depression and praying that the school would rehire me. I have the meeting of creditors Sept. 24, 2008 and I am sooooo scared. I did not list the assets I purchased because I sold (via a yard sale-no reciepts) all the things I bought out of guilt. I am very frightened now and am hoping someone can give me advice or some kind words without judging me harshly.

[ready2puke]

Hi there did your attorney tell you to file before the 90 days? What cc's did you use? Did you tell your attorney all of this and if so what did he say..
Where are you located? Im just asking because Im curious and learning myself. We all feel the shame and guilt so just know your not alone ok?

[terrabella]

Meeting of Creditors-VERY SCARED!!!

Thanks for your kind response. I live in California and the Lawyer says he will clear up all my debts but I am still scared. This is my first bankruptcy. I feel very guilty and sick to my stomach until that dreadful day will be over!

[soleprop]

well, the important thing is you're aware of what you did and why you did it. i hope your case works out for you, and just prepare yourself for having to explain exactly what you have explained here. it's all you can do, it's the truth, even if it isn't pretty or doesn't fit the mold.