Had 341 today, PLEASE HELP!!!!!

[mike9302]

I tell ya I was a nervous wreck as I have an anxiety disorder and I still am shaking a bit. It did not go as good as I hoped.

I was the only one filing pro se and when that was announced all eyes were on me and one smart ass attorney even looked at the other and said "Watch this, these are usually disasters". But the usual questions were asked and it come to the one about any transfer of property and I said yes. I sold last week an old 1984 Bronco II for 100 that had 0 value. I bought baby food and clothes for my daughter but I only told the trustee I sold the truck and didnt state the amount.

The trustee said there were a few problems and I wrote them below. If you guys could please help me with some of these.

1. Put schedule B on Schedule C. (I am taking that I must put all of my personal possessions on C to exempt them). I do have my sisters vehicle which is a 96 Toyota Camry listed there but put it for 3,000 exemption. 3,000 is the wildcard in Alabama so I applied it all to that. But I am guessing they want personal property exempted. (please help on this one!)

2. For the 1984 Ford Bronco II I did not list the value. (No biggie, it is 0)

3. My 2001 Nissan Frontier (keeping) was not listed on schedule B or C. My question is, Since the Frontier is financed would I need to put it on C as property claimed as exempt? I thought this was for property that was free and clear.

4. I need to separate the values of the vehicles listed in schedule B. (No big deal).

I really need help on 1 and 3. I REALLY APPRECIATE IT!!! Hell I would buy all of you guys who help a 6 pack of beer if I wasnt broke lol. This means a lot to help me on this.

[JRScott]

1. Is the vehicle in your sister's name. Even if in your possession if you are not the owner you would not list it on the schedules.

2. Easy enough amend and put a value of 0. (You might make sure through KBB or NADA that the value is 0 actually).

3. If the Frontier has any equity you would need to list the value amount of the equity and exempt it. If it has no equity you would list it and put 0.

4. Yes for vehicles you need to do separate ones.

This isn't as bad as you think. If the Trustee really thought something was up he could have dismissed the case, instead he's giving you a chance to fix it. Take a deep breath

[soleprop]

mike, thanks for sharing - and it sounds like you're almost done, just got a little cleanup to do! as another pro se filer, i commend you - it is a pile of paperwork and we have to expect we'll goon up something somewhere. don't beat yourself up, you rocked it without having to spend $100k to get a law degree :P

[mike9302]

I was dissappointed that it was not flawless but as one poster pointed out my mistakes were not big. In fact I have already corrected them and amended the forms. My sisters car is actually in mine and my moms name. On Schedule C I listed it as "1/2 share of a 1996 Toyota Camry" for the amount of 1200. I did the same with the Bronco II but 0 for value. I listed my 01 Frontier but it has negative equity.

I separated the values of the vehicles and also I put all of my possessions on Schedule C.

Also one question I did change some of the values of my household goods. I change household goods from 1,000 to 400. I took a second look at thought if I had a yard sale there is no way in hell I would get a 1,000 for my little bit of stuff. Do you guys think this will cause a problem?

I used law 6-10-6 in Alabama which is a wildcard exemption and used that for everything. Should I use something different or is this fine? All the exemptions were under 3,000

[AngelinaCatHub]

Mike, you did wonderful. It takes a big person to go pro se. It is/was hard enough for us with an attorney. I commend you, and it was quite rude (but not surprising) that the present attornies made light of you. 'Hub

[rfassett]

Pro se rocks! I did it myself. Congratulations on a job well done. The only reason the attorney mocked you is because he is insecure in his own right. A more secure attorney would have just sat their and observed to see if he could learn anything new.

Good Luck!

[TEW]

Sounds to me like you did darn good

[danaf]

The mistakes are easy to fix. Sounds like you will be fine. Hec, attorneys make tons of mistakes on the paperwork and charge an arm and a leg for doing so.