Just kidding! It was everything you guys said it would be and less. I guess its one of those things you have to go thru to believe how simple it is. It was honestly less than three minutes, probably less than two. The trustee actually had a "staging area" in which the person who was next in line would sit, directly behind the person being interviewed, to minimize "transition time" I guess.
Even the people who you would assume would have a hard time (gambling problems, etc.) were done in less than five minutes. One lady didnt speak english, had an interpreter, and had sold 4 houses in the past year. She was saying that the houses were "sold" but some how they were still in her name, also there were now magically renters living in them, but the mortgage was not being paid. She didnt know where the default notices were going, didnt know who was collecting the rent money, and couldnt account for the money for the sales of the houses except for saying it went to "construction" and living expenses. Her meeting was about 12 minutes, complete with a UST that didnt look old enough to buy ciggs. When they were done questioning her they told her the 341 was done and no continuation would be neccecary.
The trustee was a woman, which made me nervous initially. Turns out she was so nice, I cant believe she was ever a lawyer or a trustee. She even answered questions for me about my "executory contract" that I have spoke about in the past. This is funny because she didn ask me anything about it, I actually left when my meeting was done, came back, and started explaining to her about the executory contract (dumb right?). I told you I cant leave well enough alone! I just thought maybe she would see it later and have questions, so i decided to talk to her about it.
If I had to compare this experience to something, it would be baggage check in/security check at an airport. "Has this bag been in your posession the whole time?" I think McDonalds might be more intrusive than my trustee, "How dare you! what do you mean by, do i want fries with that!"
She was great, and made everyone feel comfortable (even let some guy who forgot his ID pass without continuing the 341).
No one got asked for any documents, unless they were docs that were not filed (tax form from last year, missing schedules).
One creditor came and asked a lady if she was gonna reaffirm her jewelry, she said no, they asked if she had it, she said no. OK, no more questions, bye have a nice day
ok BKpara you were right. but nobody who hasnt been there wil believe me either.
Lastly, even if she didnt uncover anything I think she made some good money today (at 60 bucks a pop).
Even the people who you would assume would have a hard time (gambling problems, etc.) were done in less than five minutes. One lady didnt speak english, had an interpreter, and had sold 4 houses in the past year. She was saying that the houses were "sold" but some how they were still in her name, also there were now magically renters living in them, but the mortgage was not being paid. She didnt know where the default notices were going, didnt know who was collecting the rent money, and couldnt account for the money for the sales of the houses except for saying it went to "construction" and living expenses. Her meeting was about 12 minutes, complete with a UST that didnt look old enough to buy ciggs. When they were done questioning her they told her the 341 was done and no continuation would be neccecary.
The trustee was a woman, which made me nervous initially. Turns out she was so nice, I cant believe she was ever a lawyer or a trustee. She even answered questions for me about my "executory contract" that I have spoke about in the past. This is funny because she didn ask me anything about it, I actually left when my meeting was done, came back, and started explaining to her about the executory contract (dumb right?). I told you I cant leave well enough alone! I just thought maybe she would see it later and have questions, so i decided to talk to her about it.
If I had to compare this experience to something, it would be baggage check in/security check at an airport. "Has this bag been in your posession the whole time?" I think McDonalds might be more intrusive than my trustee, "How dare you! what do you mean by, do i want fries with that!"
She was great, and made everyone feel comfortable (even let some guy who forgot his ID pass without continuing the 341). No one got asked for any documents, unless they were docs that were not filed (tax form from last year, missing schedules).
One creditor came and asked a lady if she was gonna reaffirm her jewelry, she said no, they asked if she had it, she said no. OK, no more questions, bye have a nice day
ok BKpara you were right. but nobody who hasnt been there wil believe me either.
Lastly, even if she didnt uncover anything I think she made some good money today (at 60 bucks a pop).
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