Land - What to do with it?

[arkienurse]

Arkie,

Well as it was asked of me by Flaming, an explanation should be put next to "Guru" and that you are only "Guru"'s of posting and not "Guru"'s of BK.

Flamingo was telling you should put a disclaimer in your signature that people shouldn't take your posts as gospel, they should still seek the advice of an attourney in their area. I am sure some scared newbies would see the name bkparalegal and think well if they say it is so, then it must be

my point, if you caught it, was I was trying to assist those people who may need more information. Those are the people I am trying to help.

sure that is what we are here for, to give some advice when we can. Just don't think that what you know is the way it always is, all over the continent.

So you are going to be a Guru too.... huh..... well... I don't know even know what to say about that.

I am sure you will still survive, as will I. After all, I have made it through Hell and back with no lasting deficits.

[Flamingo]

Flamingo, what the heck are you talking about??? First off my name is BKParalegal, how much more obvious is that, in what my role is. And what kind of paranoid statement is:

"but I sort of suspected from the start, and you just confirmed, that you taking the time to post on here was to benefit your business in some way"

I am not on here, hawking our law firm, and how dare you accuse me of posting on here for any other reason but to answer people's questions. Obviously, I am stealing your thunder since someone gave you the label of "Guru" when in fact your experience in BK is as a debtor and not someone in the industry.

It is narrow-minded people like you that stifle open discussions when they feel threaten that they may lose their power or stature. Do you feel more important trying to invalidate me and labeling me as someone trying to take advantage of people? Never in any of my posts nor all the PM's that I get(which are many) have I ever "referred" my firm. I assumed and still do that most people on here are Pro Se, and I was offering some insight.

In short, Paranoid-Flamingo, fly away!

LOL! You are not stealing my "thunder" in any way - I am on here for support and experience purposes and have seen over the years through many postings, as other long term posters also have. If you are as busy as you state and have all the time to come on here and help, by all means, all power to you. But as I stated, many come on here under the same guise hoping to drum up business by posting about what they do, where they work and how they can help.

I have no power or stature to lose and have helped many folks on here as many have helped me. A "Guru" on here is a long time poster who hits a certain number of postings and has turned out to be a dedicated, knowledgeable poster in many areas maybe just experience and support. Just because I don't file BK papers on a daily basis doesn't mean I don't know what I am talking about.

I think your help is fabulous on here and even mentioned that in my posting but you should put a disclaimer in your signature as was suggested to you previously by a moderator. That protects you and others because there are some things you have posted that could confuse people (as I and others have also posted - we are all not always correct and just have to guess or assume at times).

Some folks like to storm on here and try to take control thinking they know it all or are the rescue angel for all. While that's all fine and dandy, don't bring up that you do it on a daily basis for a living because to me and also others on here that was a flag that you could have been trolling for business. Maybe you didn't see it that way but that is the way it came across to a few of us.

I am far from paranoid and narrow minded and, how long have you been on here?

[BKParalegal]

Arkie,you are still in Arkansas, so when is the "and back" part going to kick in. (just kidding)

[BKParalegal]

Flaming, how long I have been on here, has no bearing on my knowledge of the BK code. How many BK's have you been personally involved with?

[Priceless ProSe]

As a paralegal not working in the BK field, I can tell you that paralegals can prepare documents for you to sign and file with the court but they cannot represent you (i.e. Paralegal BK filing services). So if the information is wrong or an issue arises, you have no representation. Paralegals cannot give legal advice but assist attorneys in matters and cases where they prepare all sorts of documents and do research but the final say and approval is with the attorney. I have several paralegal friends in the BK field. I myself am not on here as a paralegal to drum up business for my law firm or document preparation service but because we went through filing Chapter 13. I sure wish I had my paralegal buddies in 2002 when we filed! The forum advice available at that time was terrible!

The main thing is that no one should go by any advice given on any forum for any subject. One needs to do their homework as to their own situation face to face with a qualified attorney. There is too much misinformation out there that may not apply to one's specific circumstances.

SOunds similar to like a PA (physicians assistant) if I am not mistaken, and I am not saying this as an insult as PA is a very good job. PA's have medical knowledge and they see patients but technically they cant diagnose (its semantics really), they can make perriptions but cant use the actual word "prescribe", weird right. Its all abut not infringing on someone elses profession as I see it, people are always worried that if you start doing thier job with less education thier profession becomes in jeapordy, while others see it as a protection or the consumers. Funny thing is, you probably dont need 7 years of school (this is the length I think to be a lawyer right?) on the BK filing end, 7 years of on the job would have been better IMO.

[Flamingo]

Flaming, how long I have been on here, has no bearing on my knowledge of the BK code. How many BK's have you been personally involved with?

Just mine and how many of those have you personally been through yourself? A BK code cannot tell one how to put money in your pocket during a Chapter 13 to find a way to get new tires on your car or have your kid be able to go on the class trip.

[BKParalegal]

Just mine and how many of those have you personally been through yourself? A BK code cannot tell one how to put money in your pocket during a Chapter 13 to find a way to get new tires on your car or have your kid be able to go on the class trip.

Every client we file, I feel personally attached since I have worked with them in detail and probably no more about them then their pastor. So, I would hazard a guess at around 1350 BK's give or take. Like just yesterday, I saved a very nice elderly couples Oil and Gas Bonus check ( that they didn't tell me they were getting 5 days after we filed them) from having to go to the Chapter 7 Trustee, by amending their Schedule A, and reducing the equity in their homestead, by having a Real estate broker do a rush CMA on their house and then by deducting the administrative costs of liquidiating the home(only using 6% closing costs, when I could of used 8% but I only needed $10k off their equity) I reduced their exemption enough to absorb a $9k royalty check that they get to keep free and clear, and now they can go visit their grandbabies. Sure the trustee may argue, but I have case law and six pack of whoop ass ready for him.

What did you do yesterday, Flaming?

[Flamingo]

SOunds similar to like a PA (physicians assistant) if I am not mistaken, and I am not saying this as an insult as PA is a very good job. PA's have medical knowledge and they see patients but technically they cant diagnose (its semantics really), they can make perriptions but cant use the actual word "prescribe", weird right. Its all abut not infringing on someone elses profession as I see it, people are always worried that if you start doing thier job with less education thier profession becomes in jeapordy, while others see it as a protection or the consumers. Funny thing is, you probably dont need 7 years of school (this is the length I think to be a lawyer right?) on the BK filing end, 7 years of on the job would have been better IMO.

Paralegals assist attorneys in research and other areas. While their legal assistants take care of administrative matters, paralegals can be a combination of both or a full blown paralegal who researches cases or prepares briefs, documents, etc. for the lawyer to review and use. Some people may not realize that paralegals, and in your instance, Medical or Physician Assistants, cannot give legal advice, diagnose or prescribe medication. For them to do so can land the entire firm/business or office in hot water and many carry insurance for that purpose. Experience in any profession is always the best teacher but the world has always relied on the paper degree as well all know.

[Flamingo]

Every client we file, I feel personally attached since I have worked with them in detail and probably no more about them then their pastor. So, I would hazard a guess at around 1350 BK's give or take. Like just yesterday, I saved a very nice elderly couples Oil and Gas Bonus check ( that they didn't tell me they were getting 5 days after we filed them) from having to go to the Chapter 7 Trustee, by amending their Schedule A, and reducing the equity in their homestead, by having a Real estate broker do a rush CMA on their house and then by deducting the administrative costs of liquidiating the home(only using 6% closing costs, when I could of used 8% but I only needed $10k off their equity) I reduced their exemption enough to absorb a $9k royalty check that they get to keep free and clear, and now they can go visit their grandbabies. Sure the trustee may argue, but I have case law and six pack of whoop ass ready for him.

What did you do yesterday, Flaming?

Was at home on a day off supervising the installation of a deck on our house and also spent quality time with my six year old granddaughter, which is priceless. I will be at the shore tomorrow with my family having a great time and not worrying about trying to be one up as to business items over someone else. Life is too short to let business and financial issues rule one's life. I'll be back at the office Tuesday dealing with corporate and budget matters. I don't have to post how I tried to save the world to get a point across. Hope you find the same peace someday...and I do admire your sense of humor by the way....

[BKParalegal]

Flaming,

It was you who first questioned me by asking "... how long have you been on here?" So I usually don't stoop to childish retorts, but I never back down from jabs from threatened animals. So exactly where is your peace that I need to obtain. I am in an industry that I get to help battle for people who deserve to be helped, in the courts every single day, and by the grace of God I get paid extremely well for it, I have an incredible consulting career on the side, that allows me to pay for my kids that are in college as well as my "Diaphragm" middle schooler at home. I get hugs from my clients almost every week, and I get thank you emails or letters almost daily. I am blessed that I get to do what I do. There is no better feeling than when clients are crying for joy for something I did to help them ( as they are writing me a check ;) ) You want to talk about peace, I hope you obtain the peace that my clients feel after I have done everything I can for them.

And as an added bonus, when I go swim in the ocean, sharks don't attack me due to professional courtesy (funnier if I was an actual attorney,but you get the point)

[needingsomehelp]

Flaming,

It was you who first questioned me by asking "... how long have you been on here?" So I usually don't stoop to childish retorts, but I never back down from jabs from threatened animals. So exactly where is your peace that I need to obtain. I am in an industry that I get to help battle for people who deserve to be helped, in the courts every single day, and by the grace of God I get paid extremely well for it, I have an incredible consulting career on the side, that allows me to pay for my kids that are in college as well as my "Diaphragm" middle schooler at home. I get hugs from my clients almost every week, and I get thank you emails or letters almost daily. I am blessed that I get to do what I do. There is no better feeling than when clients are crying for joy for something I did to help them ( as they are writing me a check ;) ) You want to talk about peace, I hope you obtain the peace that my clients feel after I have done everything I can for them.

And as an added bonus, when I go swim in the ocean, sharks don't attack me due to professional courtesy (funnier if I was an actual attorney,but you get the point)

I'm sorry, and I really hope that I do not offend, but if you are a PARALEGAL, how are "your" clients writing you a check. As a paralegal aren't you working under a lawyer??
I ask because I was under the impresion that a paralegal assists the lawyers in research, document prep, etc. I am actually looking into Paralegal courses myself, as all this with our BK has truly interested me.

As a last note, I do have to say, that I find so many helpful people on this board! Although FLAMINGO may have been through only her BK. I find that she has a wealth of knowledge and has truly helped me out.

[BKParalegal]

Semantics, they are writing the firm a check for the services.

[AngelinaCatHub]

I'm sorry, and I really hope that I do not offend, but if you are a PARALEGAL, how are "your" clients writing you a check. As a paralegal aren't you working under a lawyer??
I ask because I was under the impresion that a paralegal assists the lawyers in research, document prep, etc. I am actually looking into Paralegal courses myself, as all this with our BK has truly interested me.

As a last note, I do have to say, that I find so many helpful people on this board! Although FLAMINGO may have been through only her BK. I find that she has a wealth of knowledge and has truly helped me out.

'Needsomehelp' I agree with you but to add, I have found both parties have helped me very much and both are very talented. I appreciate this forum and I detest some "personality conflicts" as I once owned a forum of my own. I put it down as it was full time misery attempting to make it a "family" place and the infantile adults could not contain themselves in "flaming" other people. I appreciate the Moderators here attempting to keep this place on course as it was meant to be. 'Hub

[Flamingo]

'Needsomehelp' I agree with you but to add, I have found both parties have helped me very much and both are very talented. I appreciate this forum and I detest some "personality conflicts" as I once owned a forum of my own. I put it down as it was full time misery attempting to make it a "family" place and the infantile adults could not contain themselves in "flaming" other people. I appreciate the Moderators here attempting to keep this place on course as it was meant to be. 'Hub

As in every other forum no the internet, there are long time posters who see people come and go and there are always new folks coming in; some who know nothing, a little bit, a lot or think they know it all. Then are the people trolling for business/clients and there are the trolls themselves who go from forum to forum trying to wreak havoc under new IDs. The BK code is searchable easily by anyone on the internet. Experience is not. This forum has a weath of personal experience in people going through BK or have been through BK. State laws and other written laws are just a search away. Only in forums such as this can you find a posting that would help one in Chapter13 figure out how to save some money for a wedding or Christmas present or how to handle telling your child we can't afford the same pair of shoes as Joey has next door.

I think it would be helpful if all new posters should somehow be required to introduce themselves a bit so new people jumping in here don't get taken the wrong way with their eagerness to post and divulge their experience and what they can or cannot do. The way some people recently came in here it was quite obvious they were with firms or practices and it was difficult to get a grasp as to what was up. An introductory format would have prevented a lot of questions and issues. Posters in here looking for information need to know that they will not be scammed and not hit on by posters looking for business. When I first posted on a now defunct forum in late 2001 within 48 hours I had emails from several posters offering their legal services and had so many varying opinions as to my situation I was more confused than ever. Unfortunately, I listenedd to one poster's advice who had several of us under his/her spell in there claiming all his knowledge and wisdom in the BK and finance fields. Needless to say, I learned the hard way from that one and I guess I am utilizing my own experience with that to try to prevent it from happening to other people. There are many con and scam artists out there in every shape and form. And some of them are really good.

[BKParalegal]

Flaming, I enjoy your thinly veiled response to me. And it sounds like you were deeply burned by someone, by erroneously listening to one persons advice without checking its validity. If I was "trolling" for business, wouldn't I list some link or some advertising in my personal contact. Thankfully, I am well beyond someone to mine the internet for business, and even though it doesn't warrant additional comment, I work only for attorney's and so how would I benefit from bringing clients in. Attorneys are barred from giving out any bonuses related to profits or production. Please do not convince yourself that you are the only one on here for altruistic purposes. I, as I am sure many people on here, are happy to help someone with no personal gain. If I have any motive, it is that so many people have the wrong idea about how they will lose everything in BK, so they destroy their 401ks, equity in their home,etc., staving off the inevitable just because they were misinformed about BK, and I would like to help stop that. Your sense of distrust of people is almost pathological, because you don't even know me but you assumed I have some Macchiavellian purpose. Does your church and family know about your Calvinistic views?