Well that was quick. We were last of the 2:15 group to be called so no one else was in the room except for the trustee and our attorney. She asked the standard questions and then asked me about our house refinance back in January of 2006. Just wanted to know where the money went. Told her it was to payoff existing 2nd and pay off some credit cards. Next question was about 2007 income tax returns, whether they had been filed and when we got the refunds. Now I'm all set for the heavy stuff about CC advances, line of credit advances, balance transfers. But alas, not one question about any of that or my wife's failed business. That was it and we were out of there. Done. We were under oath for no more than 5 minutes tops. Unbelievable! 400k in unsecured debt and those were the two questions we got. My wife and I were walking down the hall back to the elevators and we were both just shaking, chills and a cold sweat. It is over! Just 60 more days and we are out of the penalty box.
If I can give one piece of advice it is this. Give your attorney everything you can get your hands on for as far back as possible for every account you've ever had. That's why our Trustee didn't ask us hardly anything, she already had everything that our attorney filed with the case. She already knew what the answers were so no need to ask any other questions.
If I can give one piece of advice it is this. Give your attorney everything you can get your hands on for as far back as possible for every account you've ever had. That's why our Trustee didn't ask us hardly anything, she already had everything that our attorney filed with the case. She already knew what the answers were so no need to ask any other questions.
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