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    341 Done

    I had my 341 this morning. I was so nervous. All they asked was our address correct and our phone number.... then told us that was it "have a good day!" WHAT A RELIEF!! Now we are just waiting for discharge!!!! Thanks for all the support here!!!

    #2
    Wow! Address and phone number? Really? That's all?! Congrats.

    Comment


      #3
      Woohoo!!!!! Congrats!!!!
      Filed: 7/17/08
      341 Meeting: 8/25/08
      Last Day of Objections: 10/24/08
      Discharged: 11/08

      Comment


        #4
        Originally posted by busymom3 View Post
        I had my 341 this morning. I was so nervous. All they asked was our address correct and our phone number.... then told us that was it "have a good day!" WHAT A RELIEF!! Now we are just waiting for discharge!!!! Thanks for all the support here!!!
        Wow!

        Our 341 is tomorrow and i only pray for it to be that simple.

        Congratulations. I hope all goes well........
        pa308 (equifax fico 6-21 471) 594 on 3-09 671 7-09
        filed ch7 6-12
        341 7-25
        Discharged and closed 9-24

        Comment


          #5
          Congratulations! What a relief!!
          Filed 5/22/08 341 Meeting 6/19/08 (No Asset) Last Day for Objections 8/19/08 Discharged 8/22/08 Case Closed 8/25/08
          Credit Score 4/28/08--660 6/10/08--528 Credit Score 8/30/08--625

          Comment


            #6
            That makes me feel better. I'm hearing similar stories re: the 341 meetings. I think with the economy being so bad that the courts are being inundated with filings and maybe aren't paying attention to detail as much as they might otherwise. Perhaps it's a good time for filing.

            Comment


              #7
              Congrats ... Ours was on Tuesday of this week and it went just as smooth.

              We will be debt free in September !!

              Comment


                #8
                The day of my 341, they were paying attention to all details. Some filers were asked loads of questions. The trustee asked me the normal questions and we talked about the military.

                Originally posted by Debster222 View Post
                That makes me feel better. I'm hearing similar stories re: the 341 meetings. I think with the economy being so bad that the courts are being inundated with filings and maybe aren't paying attention to detail as much as they might otherwise. Perhaps it's a good time for filing.

                Comment


                  #9
                  Congrats and I hope its smooth sailing
                  May 31st, 2007: Petition Filed by my lawyer
                  July 2nd, 2007: 341 Meeting Held
                  September 4th, 2007: Discharged and Closed.

                  Comment


                    #10
                    Originally posted by Debster222 View Post
                    That makes me feel better. I'm hearing similar stories re: the 341 meetings. I think with the economy being so bad that the courts are being inundated with filings and maybe aren't paying attention to detail as much as they might otherwise. Perhaps it's a good time for filing.
                    Good point, I think you are right about that...they just don't have the time...
                    May 2008 Hired 1st Attorney/Stopped paying CCs
                    May 21, 2009 Retained 2nd Attorney
                    May 28th - Filed for Ch 7 (FINALLY!)
                    9/11/09 - DISCHARGED!!!!

                    Comment


                      #11
                      Originally posted by busymom3 View Post
                      I had my 341 this morning. I was so nervous. All they asked was our address correct and our phone number.... then told us that was it "have a good day!" WHAT A RELIEF!! Now we are just waiting for discharge!!!! Thanks for all the support here!!!
                      Wooo HOOOOOOOO!!!!
                      Congrats!!!! I hope mine goes as well...
                      May 2008 Hired 1st Attorney/Stopped paying CCs
                      May 21, 2009 Retained 2nd Attorney
                      May 28th - Filed for Ch 7 (FINALLY!)
                      9/11/09 - DISCHARGED!!!!

                      Comment


                        #12
                        Originally posted by liz417 View Post
                        Good point, I think you are right about that...they just don't have the time...
                        Not so sure about that....keep in mind that I think Ch 7 trustees get paid a percentage of any proceeds received from the selling of assets. So it's in their best interests to make sure all bases are covered.

                        On the other hand, I have heard (at least in my district), the Ch 13 trustees are very overloaded, which is why in my ares she doesn't check for tax returns, changes in income, etc. They simply do not have the time to check...
                        Filed Ch 7 - 07/10/08
                        341 Meeting - 08/13/08
                        DISCHARGED! - 10/15/08
                        CLOSED - 10/20/08

                        Comment


                          #13
                          Originally posted by laurannm View Post
                          Not so sure about that....keep in mind that I think Ch 7 trustees get paid a percentage of any proceeds received from the selling of assets. So it's in their best interests to make sure all bases are covered.

                          On the other hand, I have heard (at least in my district), the Ch 13 trustees are very overloaded, which is why in my ares she doesn't check for tax returns, changes in income, etc. They simply do not have the time to check...
                          Good to know, since I'll be filing for ch 13 soon...

                          Thanks!
                          May 2008 Hired 1st Attorney/Stopped paying CCs
                          May 21, 2009 Retained 2nd Attorney
                          May 28th - Filed for Ch 7 (FINALLY!)
                          9/11/09 - DISCHARGED!!!!

                          Comment


                            #14
                            No problem...but I should stress that it may not be that way everywhere unfortunately
                            Filed Ch 7 - 07/10/08
                            341 Meeting - 08/13/08
                            DISCHARGED! - 10/15/08
                            CLOSED - 10/20/08

                            Comment


                              #15
                              Originally posted by laurannm View Post
                              No problem...but I should stress that it may not be that way everywhere unfortunately
                              Yeah, we had our's last month, June 18th, and believe me, it was not that easy. It seemed like we were up there forever. We don't own our home and only discharged under $25k, a lot of medical bills, but he had a TON of questions it seemed. We previously filed in 1995 and I was pregnant with our second child at the time, and it seemed the trustee at that hearing was much quicker with the process.

                              Comment

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