Trustee Hired Appraiser

[FreshLikeADaisy]

You're such a sweetheart, Southernbelle! I admire your guts and honesty, your goodwill and your humor. It was every bit a pleasure! And what's more, I know you have, and will continue to, pass it all on to others...

[Lajazz947]

Does this happen in both 7 and 13?

Is it less likely in a 13?

[liz417]

I am probably just venting a little bit, but our trustee has now hired an appraiser to go though all of our personal property. We are already giving her our car, but she must think we are hiding some valuable stuff (which we are not). We are in FL and our personal property exemption is $2000, and I know that he will come back with something like $4000, and she will want $2000 for our crap. Question. Is the guy seriously going to put a vlaue on our clothing, cds, etc? We do not own any art, jewelry, furs, etc., just everyday crap (furniture, dishes, tv, old computer, etc.). If they do come back that we owe them more money, I am ready to just tell them "come get the crap and good luck selling it". I knew this was coming though for at our 341 meeting, the last comment the trustee made with an excited look and smile on her face was "I am going to be getting some money from you."

Gee, I'm so sorry you are going through this! What a witch!!!
Hang in there and do what the other posters advised, take values from Ebay...they are going to want you crap...just bullying you and trying to get money!!!

Good Luck!!!

[Joe Farmer]

The whole process is a joke.

The states with the highest homesteads are Texas and Florida, Bush country, both. The laws were written to protect their wealthy friends, yet that trustee acts as though you, a normal person, is somehow in the wrong for filing? Hiding a washing machine, perhaps, while the likes of Simpson live in a million dollar place? Sad state of the union.

[robivi3]

Karma, I am in Ft. lauderdale. My Trustee through his lawyer made the same threat. She has to pay several hundred dollars for a company to remove your items and if they feel it is garage sale stuff they can refuse and she has to pay them My Attorney explained to me how the system works. She stands to lose if your items are just normal stuff. Given that, I would call her bluff. I know it makes you nervous and I know the feeling well, hang in there. I really would try to avoid giving up cash.

[Joe Farmer]

That trustee is a hippocrate.

She has a past, probably of unethical charges somewhere along her path. It's like the chief of Freedie Mac being paid ten million, while the place flounders. They are all the same, all of those lots.

I am no better, and neither are you-
We are the same, WHATEVER we do... -Everyday People

[Lajazz947]

The states with the highest homesteads are Texas and Florida, Bush country, both. The laws were written to protect their wealthy friends, yet that trustee acts as though you, a normal person, is somehow in the wrong for filing? Hiding a washing machine, perhaps, while the likes of Simpson live in a million dollar place? Sad state of the union.

Why do you have to bring politics onto this thread?

By the way, not a Bush fan of any sort.

[sunshine mary]

I am in the tampa district also. we hired an appraiser thru our attorney, it was one the trustees use also, do you know who it is?

[Joe Farmer]

It's not politics, it's facts.

BK laws were written to protect the rich, not for us. Don't fool yourself to the contrary. That's just why those two states have such amazing homestead exemptions. In Ohio it's FIVE thousand dollars!! A joke.

[southernbelle]

The states with the highest homesteads are Texas and Florida, Bush country, both. The laws were written to protect their wealthy friends, yet that trustee acts as though you, a normal person, is somehow in the wrong for filing? Hiding a washing machine, perhaps, while the likes of Simpson live in a million dollar place? Sad state of the union.

AMEN!!!! Why do you think the new law has a convenient Chapter 7 loophole in it for non-consumer debtors? Thank God I was able to take advantage of that loophole, because I'm sure the new law wasn't designed for broke people like me because I make more the Median Income for my state and I'm sure if it wasn't for my failed business the trustee would have fought for a Chapter 13 for sure, even though I'm broke after every paycheck. Why is it we don't see more rich people being forced into Chapter 13's? I'm sure they have plenty of disposable income and assets worthy of hiring an appraiser to value. Food for thought isn't it?

In my opinion, it will cost the Trustee more to hire someone to move that stuff than your stuff is really worth. I believe in fighting fire with fire. Gather all of your information ahead of time and be ready. Hopefully you will get a nice appraiser like I did for my home and he/she will be understanding and won't bother with your stuff.

[PoorGrammyinBK7]