Credit Monitoring?

[joenjenking]

So just by reading a few threads on here. People have been using a credit monitoring system to make sure after there chapter 7 is discharged that all there creditors are listing them as IIB. I am about 2 weeks away from that final 60 day objections. Should i start doing this now? or do i even need to. Some advice would be nice!

[BK2008]

You can, but it will cost you some $$$. Because you're going to have to look at all 3 of them. I'd wait a month or 2 after discharge, to give the CRA's time to update.

BTW, the only way to get your accruate FICO scores are through myfico.com. With the exception of Eq, all the others are propriatary formulas for calculating your score, and are not the ones the lenders look at.

[joenjenking]

thanks for the info... any sites that people are using that have all three?

[BK2008]

myfico.com sells all three reports $45 or so.

[southernbelle]

Try this link to use one of many codes for up to 20% off your report purchase from myfico.com. I used it and it worked like a charm.

http://creditboards.com/forums/index.php?showtopic=30893&st=1850

[b_girl]

Thanks for the link, belle! I've been wondering how to economically check our scores when the time comes.

[southernbelle]

Anytime. It's not much, but I've been doing lots of searching for coupons and online deals lately and 20% helps some.