Secured payments

[laurannm]

Now that we have finally filed our ch 7, is it safe to assume that our secured creditors (Chase, Citimortgage, First Horizon and Chrysler) will be transferring our accounts to their BK Depts as soon as they are notified? If so, should I call to verify if the payment addresses have changed?

Thanks

[Cali]

I only have 1 secured creditor and the payments will be going to the same dept it went to before I filed.

But if you aren't sure I would contact them.

[southernbelle]

Contact them to be sure, but my electric company (I bk'd a business bill with them) and my 1st mortgage company both sent me a letter explaining that my acct would be handled by a different dept within the company and also gave me the telephone numbers to call. I'm paranoid about everything and if I were you, I'd call them to verify just in case. Make sure when you call, you tell them you just need information only because when they hear the word bankruptcy, they get squirley because they don't want to violate the automatic stay by saying the wrong thing to you or at least that was my experience.