It just keeps getting more 'Interesting'

[AngelinaCatHub]

OK, the newest in my saga of stupidity. I previously stated we went onto our goddaughter account ONLY to get the not approved Mortgage Deed (that bit me on my a$$) cashed.

That being said, goddaughter has gone out of our life to live with a friend. Yes it is a female, but that’s her prerogative. Well, I am getting calls like I never filed, but now in her name. I looked on her bank account WHICH WE ARE NOW PART OWNERS, just to get that dam@ed check cashed, and she has over drafted $1,100.00. Most are ATM withdrawls. What does it look like when there are 5 $20.00 withdrawals within one day, same ATM over a several day period???? This is what it is: Nose candy. I’m sorry to say, she has had trouble with D in the past. I sent her an ultimatum as I hold a paid off MC with title in my safe and power of attorney for her. I told her to come home ALONE, and be ready to be helped, or not to come home at all and we would not accept her calls. I also told her that I am impounding all properties on our land until the account is zeroed and closed.

Now it is my business, but what do I tell the lawyer? It is new debt since it occurred after I filed and cannot be discharged.

Mom ‘Cat and I have tried to help many people; why do you get “f*****d” when you help others? WE have no words to state how badly we feel. We love her dearly, but this other person seems to have her mesmerized. I am afraid she will go on the street to get her “blow”.

'Hub and Mrs.

[liz417]

Hey Hub,

I'm so sorry that you and mrs cat are going through this terrible time with your goddaughter. How old is she? You did the right thing with the ultimatum, tought love. Stand your ground, yes, she might CHOOSE to live on the streets right now, but she will be back when she's tired of that life. Hang in there okay?

Liz

[cwillie]

Boy, I don't know what you do other than the standard reply of call your attorney ASAP. Hopefully your attorney is good at what s/he does and can advise you on how to proceed. As far as giving your god-daughter an ultimatum, it was the only thing you could do. As you know, It's called tough love and I really do understand. I have a brother who has been on drugs (heroin) all his life - God only knows why he is still alive. Actually, we aren't sure if he is alive as we haven't spoken to him in three years. I told my mom that if he were dead, surely he could be identified. What an awful thought. After four times in treatment, we gave him the tough love speach also, but he's still screwed up.

Anyway, hang in there, you are doing the right thing even though if feels so wrong.

[AngelinaCatHub]

Thank you liz: We adopted her from prison. After some months, she VOPed. I have an in with the DOC and to maintain credibility I had to make an affidavit to put her back. She came out very well and is a brilliant person. Nicest person you would ever want as a daughter. Being smart does not make your common sense. She had a friend released. A real butch type for murder. We had a mini riot here with three sheriff cars and officers. I "pussyfooted" around to keep them from being hauled in but it was a most dangerious situation. I had to take them down physically. I succeeded, and got the butch off the property. I thought it was over. After some weeks they started talking on cell again. She moved to Orlando and set up housekeeping with this mean person who has beat her up. There is too much to go into here but she is now affecting my business. The best that could happen is she gets picked up and goes back, however, Mrs. and I shall not support her as we did, nor will I be alive when she would again get out. She is 41, and a very nice person (when sober and clean). I am very easy. Mom calls me a pushover which is true up to a point. At that point, I become very hard. I passed this point today talking with the bank officer. I insisted that the debit card get turned off. B of A does not cut off after you OD. I don't understand this, but she has racked up 1100 OD. It affects ME now as I am on her account and never registered it on my paper as I was too uninformed as all I wanted was to cash a Title company check. I appreciate you concern. Understand this long winded speech is for my catharsis more that anything. It is a very good reason this place exists. It is a way of "healing". Thanks. 'Hub

[AngelinaCatHub]

Cwillie: My bro the same. He is dying of heart problems with valves due to needle crack and other things. I wrote him out of my life long ago. On occasion we do talk and he states he is dry and clean now. I don't trust this at all. I have noticed, once a user, always. Just like AA you are always an alchoholic, either active or dry. Thank you, but Mrs. and I are heart broken. 'Hub

[southernbelle]

I'm sorry you guys are going through this. I wish there was something I could say or do to help. You should call your lawyer as soon as possible though.

You could offer her help, but you can't force her to take it. My mom was very loving, but she felt that if I chose not to follow her advice and made my bed I had to lie in it. It is a shame that she has gotten into a situation that is affecting you, but I've been bitten in the butt in the past too trying to help people and I know what it's like. I just try to realize that everyone is not out to take advantage and I can't let the few bad apples turn me against helping others. It is very heartbreaking to see things turn out this way, but keep your faith and try to do the best you can in this situation.

Make sure you talk to your attorney asap to see what you can do about these new charges because you don't want her actions affecting you any more than it already has. Good luck and keep us posted.

[AngelinaCat]

Hi Belle: Thanks for your thoughts. The only problem is that we are still stuck with our BK attorney that is not worth the amount of skin she occupies.

[liz417]

Oh my heart goes out to you guys, Mrs & Mr Cat and Cwille too! It must be so hard to watch someone you love destroy themselves and for Mr Cat, to say that you and Mrs Cat probably won't be alive next time she's released from jail, just breaks my heart!
You guys sound like wonderful people (I am new to this board) and it just sickens me to see good people put their heart(s) and soul(s) out there and someone dumps on them. You are her family, I really hope she comes to her senses, but it sounds like her butch "friend" has complete control over her now. You guys will be in my thoughts and prayers...

Hang in there.

Liz

[AngelinaCat]

Thanks Liz, and everyone else.

[AngelinaCatHub]

Thanks folks for so much support. There comes a time when you just have to admit that you have done all you are able. It is just like the decision to go bk or eek it out. When you do everything to eek it out and it isn't working, the last straw has to be realized. The last straw is she either comes home and we will help her as much as possible, or she loses her loving godparents, home, and family. She is destined for a real wake up that will cost her her freedom and life. We have to accept this, but it is difficult. Thanks folks. 'Hub and Mrs.

[cwillie]

Too funny - not worth the amount of skin she occupies!

[Help!]

'Hub, the first thing I'd do (while you're waiting to hear back from your attorney) is get a freeze on that account. Even though she's your goddaughter, I'd dispute those charges as unauthorized and prevent any more damage from being done. If it comes up as an issue in your BK, that establishes that you were the victim here and that there was no wrongdoing on your part. It sounds to me like you are shooting yourself in the foot with your own generous nature. If you really feel compelled to help people who can't be trusted, can you at least separate yourself from them on paper and help them out in some other way? You and Mrs. Cat need to take care of yourselves right now!

[AngelinaCat]

Hi Help!: We went and talked to a bank officer this morning. The majority of the withdrawals are done by the debit card, and the bank officer told us that she could not freeze the card, because the g-daughter was not present. She, the bank officer told us she would be checking on what could be done otherwise to freeze the account, and would call us. We hadn't heard anything by 3:30 PM and called her and left voice-mail messages. So I guess we are stymied until Monday.

And, yes, you are correct about us. Besides the legal problems with frivoulous lawsuits against us, we are in BK precisely because we have tried to help people, and they have ended up ripping us off.

[Help!]

Mrs. Cat, I'm sure you already have a notebook you keep track of stuff like this in... but I'd write down who I talked to at the bank, what she said and what actions you took just in case this comes up again. Do you have a debit card for the same account (is it Visa/MC debit)? Maybe you could call the 24 hr. number on the back of the card and report it stolen. Banks always say they can't freeze the account (from the "account" side of things), but you might be able to freeze the card.

[southernbelle]

Hi Belle: Thanks for your thoughts. The only problem is that we are still stuck with our BK attorney that is not worth the amount of skin she occupies.

Ugh!!! Man that really sucks. Sounds like you guys ended up with my worthless divorce attorney. There should be a bottomless pit somewhere so we can drop them all in it.

It stinks that you can't freeze the account. Can you guys dispute the charges if any additional charges show up? I would report it stolen. It's worth a shot. Keep us updated and I'll try to think of something that could help.