Things just keep getting better and better

[southernbelle]

Okay, I'm at day 62 and was feeling positive until I received an email from the Trustee just now that said

I need for our real estate agent, XXXXXX XXXXXXX with Remax First to view your home located at XXXX XXXXXXXXXX. Please contact her at XXX-XXXX (cell) to make arrangements.

What the heck???

It took her office 62 days to do this??? I'm sorry, I'm just seriously MAD!!!!! Now that I feel like I've crossed the finish line this happens. I might still lose my house. I thought this part was over. Maybe before entering the discharge, she's dotting the eyes and crossing the tees, but that's not my problem. I'm already paying her monthly for the stuff in my house I would like to keep. Talk about turning me upside down and shaking me for every penny possible!!!!

I'm on the verge of just throwing up my hands. I'm already paying her $188 per month to keep the "luxury" items in my house - like tv's, vcr's etc.(what a croc)

Dealing with paying $4 a gallon gas and money I don't have every couple of weeks to buy food is hard enough. I'm really depressed now. Thinking I could deal with all of this stress and coming out the other end with a fresh start was being highly optimistic - this really stinks. (and I don't see any light at the end of this stupid tunnel).

I'll tell you guys one thing, if the Trustee determines I need to pay anything to stay in this house, they can have it. Hopefully I can find a house/apt. to rent to store all of my junk and I'm calling it a day. I'm done with the emotional roller coaster because all of this is giving me an ulcer.

[Nodebtnow]

I had a real estate agent conduct a current market analyisis on our house to show the trustee that we had absolutly no equity in our home. This maybe what the trustee is trying to determine if there's any equity in the home

[Brookamy]

I'm sorry. I really don't have any information to help you out but I hope this is just some kind of formality and you get your discharge soon.

[PoorGrammyinBK7]

Thinking of you...

Wow Southern Belle that is a bummer - I pray everything works out ok for you - we are in a somewhat similar situation being non-consumer ch 7

Let us all know what happens. I hope and pray its just an appraisal formality to affirm the equity/no equity issue.

Blessings, PG

[JRScott]

I"m sorry Belle, hang in there.

we are all rooting for you

[Help!]

I am so sorry this is dragging on and on. Just when you think you've jumped through your last hoop they hold up another one. I can't wait to see what comes up on day 59.75 of our case. I'm not even getting my hopes up for next week. What a PITA!!

[Cali]

I hope everything works out for your Southernbelle.

[AngelinaCatHub]

Belle, we are now in our sixth month after our 341, with no news or hope as to when we may be discharged or dismissed. Just be strong and look how many poeple you have helped in the past including us. This is probably just a CYA on the Trustee's part. Never give up, you will prevail. 'Hub and Mrs. Cat

[liz417]

Hi Belle,

I'm so sorry they are making you jump through this many hoops, don't give up! Hang in there.

[sunshine mary]

I'm really sorry your going through this but I don't understand why if you are in Florida the equity in the home matters?? I must have missed something??

I am day 63 and still no word from the trustee about my assets !!! And she was a greedy ***** so I know the hammer is coming, I just wish it would be sooner rather than later.

[BKOnce]

This economy sucks!.. house values keeps going down FASTER than gas prices going up!.. So, house prices in 5 days from now would be different from 10 days from now, or 15 days from now, or 30 days, etc.... Keep dropping..

[oldrocker]

Man that sucks, just when you thought you were rounding the home stretch. Maybe it is just a formality. I've read enough of your posts to know that your tough enough to handle this though, and for what we're worth, you do have us in your corner, we're all rootin for ya. Hang in there girl.

[Stilltheone]

That would piss me off, too. Why didn't she think of this issue 60 days ago?? Why wait 62 days and then go "hmm...I think we need an appraisal of Southernbelle's house"....

Hang in there, girlie....This too shall pass.

[southernbelle]

I had a real estate agent conduct a current market analyisis on our house to show the trustee that we had absolutly no equity in our home. This maybe what the trustee is trying to determine if there's any equity in the home

I hope this is all they are doing, but in my area it's tricky. I have lots of commercial property surrounding my area that's selling for big $$'s and if she screws this up, the value of my home could be artifically inflated. Not to mention the fact that houses in my area are really diverse. The sq ft.age varies a lot and I hope she knows that. Man this is going to be bad!!!

This is a real let down. Man I thought I was on the home stretch, but there's always something!!!! I called to schedule my appt. with the real estate agent for tomorrow. She was at home with sick grandkids (stomach flu). Knowing my luck, I'll catch some parasitic little bug and will be projectile vomiting for a week.

Hopefully whatever she's going to do, she'll do it quick because at this point the suspense is killing me and I'd rather know now than later that I'll be out on the street.

Maybe that's why it's taken the Trustee so long to tell me if she will go after the business equipment or not. Maybe overall if the house + the equipment is worth it, she'll pursue it, but otherwise it might not be worth her time. At least that's the only rational explanation my simple mind can come up with anyway.

Thank you guys for the support. I REALLY need it right now. Who knew that getting put out on the street would boil down to a visit from a real estate agent.

Any tips for preparing for her visit? I've already printed out the pictures of my 10 year old shoddy roof and she'll be able to see the cracks in the settling walls, etc. The only thing counting against me is the new a/c unit I was forced to buy last year when the tempts reached 100+ inside my home, but that was about $3500.

[Martha13]

Oh Hell's Bells!! Give a girl a break, huh?? I hope like all have said that it's just a formality, and that will be the last poop hoop. (sorry, I've been around my kids alot lately, and their newest favorite word is poop) Let us know what happens...we are all behind you 100% !!