I checked PACER today and saw where my 2nd mortgage co. lists the 2 cross coll. loans I have with them as Unsecured, but on the claim itself they submitted a copy of the loan document that makes the loans secured by my 2nd mortgage (of course they listed the 2nd mortgage as secured). Why wouldn't these two loans be considered secured?
I'm paying everything I owe them back anyway (which is about $5500), but I was just curious about why they would list that debt as unsecured when it's technically not. They can still foreclose if I miss those loan payments.
Just wondering if anyone had any thoughts. Watching the claims come in is fascinating and it keeps me from obsessing about the 17.75 days remaining til my discharge.
I'm paying everything I owe them back anyway (which is about $5500), but I was just curious about why they would list that debt as unsecured when it's technically not. They can still foreclose if I miss those loan payments.
Just wondering if anyone had any thoughts. Watching the claims come in is fascinating and it keeps me from obsessing about the 17.75 days remaining til my discharge.
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