Worst of the worst and of the worst!!

[mustang]

No Assets, No Family, On Disablity Benefits - Anyone have experience similar to my situation?

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New to the forum and seriously drowning in debt.

I bought a cosmetology school in SC. 7 months later as I was in the back office of the school, after school hour, one of the student came in and shot at me from the blank point.

http://www.wltx.com/news/story.aspx?storyid=39631

http://www.wistv.com/Global/story.asp?S=5126051

The former school owner, the landlord of the building, banks and credit cards all are after me. Including 63k debts to Title 4 from Dept of Education which
probably will NOT get discharged after the chapter 7.

[personal webpage link deleted by moderator]

Any questions or comments will be much appreciated!

[iloveoliver]

So sorry to hear of your plight!!! Definitely go see several lawyers for a free consult. BTW disability funds are exempt for bankruptcy purposes(meaning the creditors nor the trustee can take them). If i'm wrong somebody correct me. But they are MI. I am on disability

[JRScott]

Sorry to hear of your troubles. I suggest talking to 3-4 bankruptcy attorneys in your area. They should be able to help you.

[southernbelle]

The former school owner, the landlord of the building, banks and credit cards all are after me. Including 63k debts to Title 4 from Dept of Education which
probably will NOT get discharged after the chapter 7.

Any questions or comments will be much appreciated!

I agree with the previous posters. Having some free consultations with attys. in your area is the best thing for you. I have a complicated case and those free meetings were very helpful. The attys. will be able to give you some advice about the best way to handle your debts.

Since it seems like you have non-dischargeable debts in the amount of $63k, you might want to verify the fact that you can or can't discharge them first. An atty. should be able to give you guidance on this. Don't make assumptions because you might be better off than you think.

If in fact, the debt to the Dept of Education debt is non-dischargeable, you might try dealing with them directly to arrange a payment plan after your chapter 7 discharge. Good luck.

[BKOnce]

What state is Columbia in? and what is motive of shooting?... >> Jealousy, revenge, or debt collection attempt?

[JRScott]

Columbia, South Carolina

There is no motive given in either article, it is possible that the motive has not yet been legally defined.

(Despite the Constitutional guarantee of a speedy trial, many suspects waive that right and drag the process out for years, I'd be surprised if its gone to trial yet).