Ok, how about this scenario...
We originally started our filing as a ch13, but after the purchasing a second car, our attorney said we could convert it to a ch7.
Heres the weird part. In the means test for a 13, we qualify by about $100. But in the means test for a 7, we are over by about $250. This is due to a deduction for retirement which isn't on the ch7 means test.
Our attorney says they may go ahead and let us keep it as a ch7, but if they make us switch it to a ch13, we will have no payment to unsecured debtors. Just to the two cars.
Anyone ever seen this before???
We originally started our filing as a ch13, but after the purchasing a second car, our attorney said we could convert it to a ch7.
Heres the weird part. In the means test for a 13, we qualify by about $100. But in the means test for a 7, we are over by about $250. This is due to a deduction for retirement which isn't on the ch7 means test.
Our attorney says they may go ahead and let us keep it as a ch7, but if they make us switch it to a ch13, we will have no payment to unsecured debtors. Just to the two cars.
Anyone ever seen this before???
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