I did not see a UST at the 341. My attorney said that he had already gone over some things with the UST. My reaction was "Why didn't I know about this?" He said "I handled it. That's what you paid me for." I'm just guessing that this was the UST review of my case, but I'm not 100% sure? My attorney quit shortly after that, but my new one says I don't need to worry about a 13 now (I'm not sure if he knows anything about my specific case or that my case was borderline.) But, I'm 120+ days post filing, so I think the odds are slim that I'll be converted (knock on wood.) Some fellow board members have agreed with this also.
My questions at the 341 were very standard. So mundane that I can barely remember them...
things like:
Have you received a raise recently?
Do you agree with the numbers on these forms?
Do you have any assets not listed here?
Then he'll/she'll say "I have no further questions at this time." He told my attorney that he would be putting in a tax refund order and that was about it. 5 minutes max.
Generally, really boring things. I might have memory loss because I was so nervous.
As long as you aren't hiding anything or appear to be hiding anything, there's nothing to worry about.
Of course, I don't really have anything right now. No real assets to protect. I'm not a homeowner (another story, but a big part of the reason I'm here was buying too much house.) A couple of cars (early '00's) and really nothing else of any value. I do make a pretty decent income though, so fortunately as of right now, I'm not in dire straits. I thought it would be ridiculous for me to file a 13 when I don't even want to protect anything, but the 2005 law could force me into this anyway.
On the flip side, the couple before us was grilled for about 1/2 hour. UNREAL! They had all kinds of things going on, like land transfers the day before the 341 and a profitable business with the assets not included in the filing. The trustee reamed the attorney for not having the paperwork and facts straight. The trustee was po'ed. It seemed pretty shady, but the people, IMHO, really did look down and out. I know you shouldn't judge a book by it's cover, but sometimes you can just tell by the look on someone's face how things are going in their life...
Good luck to all of us.
Lefty
My questions at the 341 were very standard. So mundane that I can barely remember them...
things like:
Have you received a raise recently?
Do you agree with the numbers on these forms?
Do you have any assets not listed here?
Then he'll/she'll say "I have no further questions at this time." He told my attorney that he would be putting in a tax refund order and that was about it. 5 minutes max.
Generally, really boring things. I might have memory loss because I was so nervous.
As long as you aren't hiding anything or appear to be hiding anything, there's nothing to worry about.
Of course, I don't really have anything right now. No real assets to protect. I'm not a homeowner (another story, but a big part of the reason I'm here was buying too much house.) A couple of cars (early '00's) and really nothing else of any value. I do make a pretty decent income though, so fortunately as of right now, I'm not in dire straits. I thought it would be ridiculous for me to file a 13 when I don't even want to protect anything, but the 2005 law could force me into this anyway.
On the flip side, the couple before us was grilled for about 1/2 hour. UNREAL! They had all kinds of things going on, like land transfers the day before the 341 and a profitable business with the assets not included in the filing. The trustee reamed the attorney for not having the paperwork and facts straight. The trustee was po'ed. It seemed pretty shady, but the people, IMHO, really did look down and out. I know you shouldn't judge a book by it's cover, but sometimes you can just tell by the look on someone's face how things are going in their life...
Good luck to all of us.
Lefty
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