How did you qualify for Ch 7

[downwardspiral]

We don't qualify under by the median salary, but when they add up our monthly bills and compare that to our take home income we do.

How did you qualify?

[soleprop]

business debt. or take your pick!

[keepmine]

Your situation is not unique. Many jave been over the median but, qualified for a Chapter 7 by not having disposable income to fund a Chapter 13.

[JRScott]

If your secured debt or nondischargeable debt is high enough you can still qualify if you are above the median. You can also still qualify if there are special circumstances like high medical bills due to medical problems.