CC Charges

[laurannm]

Was just reading through the Creditor Objections FAQ. I made some charges back in very early March ($800 for car repairs plus a few hundred dollars for a car rental while the car was in the shop for two weeks). I won't be filing until July but I was planning on stopping all CC beginning in May, meaning i would have only made 2 payments to that card. Could this be an issue, or does it only apply to "luxury" purchases?

Also, I made a balance transfer of $5k to my Chase card back in the first week of Dec of last year. I have been making payments through April but was going to stop. Should I keep paying on that card or should I be good to go?

Thanks

[keepmine]

I'd let it all go . Stop using the cards and try and wait until late summer/early fall to file. That'll put plenty of time between the balance ytansfer and filing,

[laurannm]

Thanks

We were thinking mid-July for filing. That would give us 7.5 months since the balance transfer, think that is enough time?

[keepmine]

That sounds like enough time.

[Phillymanhere]

Sounds like enough to me as well. Have you met with attorneys? What do they say?

[CindyLou]

you'll be fine. Nothing is absolute, but it sounds like a solid plan.

[laurannm]

Thanks everyone!