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Oh how nice!! I am just a little jealous and wish we were where you are now!!
Oh, you will be. Once you file, it goes a lot faster than when the collectors were calling ya...
But seriously, you WILL get there. You have a good head on your shoulders, you're asking questions, getting your facts straight, weighing it all thoroughly: I have complete confidence that you are going to be posting your own "I MADE IT!!!" a lot sooner than you think. Good luck!!!
Nolo Press book on filing Chapter 7, there are others too. (I have no affiliation with Nolo Press; just a happy customer.) Best wishes to you!
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