Creditor not reaffirming loan

[KKAB]

If somebody is not behind on mortgage or auto payments, do these creditors every decide NOT to let the person reaffirm the loan in a bankruptcy?

[JRScott]

Never heard of the creditor being against reaffirmation. I do know some lawyers and judges are leery of signing them depending on your circumstances.

[PaKettle]

I can't imagine them not allowing a reaffirmation - it's totally in their best interest that you do, and not really in YOUR best interest.
Most attorneys advise not to reaffirm car loans unless the car is worth a lot more than you owe on it, in which case it MIGHT be worthwhile for the car loan folks to repossess it and resell it. As to homes, I don't know.