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Can I change my mind about filing BK

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    #16
    Iloveoliver, do you have a friend that could go with you, and the consult be for him/her? I'm only half joking. I wouldn't want you to lie and say you don't have an atty if you do, but you DO need some straight answers. Getting a free consult is the easy way, because the atty you have doesn't seem responsive. He may be a great atty, but he's not telling you what you need to know. Maybe your brother-in-law could set one up with himself as the client, and ask the same questions -- kind of a long shot, but you need some help here.

    You can try again at the firm, as you suggested. I am assuming it's a general law firm and not one solely dedicated to bankruptcies. Now, if your atty is a partner in the firm, I'd say you're out of luck. But if he's not, I'd say you're right, complain to a partner. But even before you do that, write the letter I suggested above, setting forth your questions clearly and making sure to mention that you have not yet received a satisfactory answer. Send it certified. This will tell him that you mean business. If you escalate, you give a copy to the partner.

    I see your point about the really bad timing: you are between a rock and a hard place. But I still think you will find SS income, lump sum or pmts, to be exempt, I really do... and if that's the case, then there's really no problem with proceeding as is. I am assuming you'll follow through on investigating the IRS rules regarding insolvency as well. Good luck!!!
    Nolo Press book on filing Chapter 7, there are others too. (I have no affiliation with Nolo Press; just a happy customer.) Best wishes to you!

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