Creditors Filing Claims

[jemML56]

I'm not sure how to open a new thread, but maybe someone here can help me. My ex and I got divorced Aug., 1999. At that time my ex signed a Quit Claim Deed, so his name isn't on the house anymore. However, because my income was so low at that time, no one would give me a new mortgage, and my ex's name still appeared on the monthly mortgage statement which would mean that if I didn't pay the mortgage he would be responsible. I HAVE paid the mortgage over the years, always on time, and I've never missed a payment. I also have excellent credit. I finally refinanced the house back in February so my ex's name no longer appears on the monthly statement, which would make him not liable if I should not pay the mortgage. Coincidentally, my ex filed Chapter 7 bankruptcy less than two weeks after I refinanced the house. I received a letter from the US Bankruptcy court stating he filed. I have no idea why I would receive notification because my ex doesn't owe me anything other than Child Suppport. Am I a creditor? Is that why I received the letter? Or is my ex trying to get out of paying support? I know he had a credit card debt that was in collection, but that has nothing to do with me. Any thoughts?? Thanks

[ForumReader]

I'm not sure how to open a new thread, but maybe someone here can help me. My ex and I got divorced Aug., 1999. At that time my ex signed a Quit Claim Deed, so his name isn't on the house anymore. However, because my income was so low at that time, no one would give me a new mortgage, and my ex's name still appeared on the monthly mortgage statement which would mean that if I didn't pay the mortgage he would be responsible. I HAVE paid the mortgage over the years, always on time, and I've never missed a payment. I also have excellent credit. I finally refinanced the house back in February so my ex's name no longer appears on the monthly statement, which would make him not liable if I should not pay the mortgage. Coincidentally, my ex filed Chapter 7 bankruptcy less than two weeks after I refinanced the house. I received a letter from the US Bankruptcy court stating he filed. I have no idea why I would receive notification because my ex doesn't owe me anything other than Child Suppport. Am I a creditor? Is that why I received the letter? Or is my ex trying to get out of paying support? I know he had a credit card debt that was in collection, but that has nothing to do with me. Any thoughts?? Thanks

It seems like you would need your own thread so that you can receive better responses I have a close friend who is in a similiar situation as yours except she and her ex never married, but had kids together. He owes her child support arrears and recently filed for BK. My friend received a notice of her ex's BK and she is considered a creditor so that she can file a claim for the child support arrears if the trustee can recover any assets from her ex. Child support arrears are not discharged in a BK so you are entitled to the support payment from your ex. Best wishes.

[jemML56]

Thank you for your reply. My ex does not owe any back child support. He's pretty much up to date and pays regularly, so support payments aren't an issue. That is why I was wondering why I received the letter. I'm really not a creditor. Unless he has something else up his sleeve I'm going to assume that I have nothing to worry about. I believe there are at least three things that are exempt under the laws of bankruptcy: Taxes; child support; and alimony. Those three things must be paid. Would this be correct?