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341 tomorrow!

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    #16
    Yeah, the idea of not KNOWING what the trustee might get a bug up his butt about is what makes everyone nervous, that and the possibility of creditors showing up (which they seem to almost never do nowadays - if they're going to object, they just call your attorney AFTER the 341, is what my attorney told me).

    In our case, the US Trustee did get involved because he thought our debt was so high considering our income and so on. He really did not ask much once he realized our debt was much closer to $100k than $500k. The scary part there was that we found out that morning that the UST was going to audit our case, and so we had to sit there for an hour and a half wondering just what we were going to be asked and what the problem was. It turned out - as far as I know - the 60 days are up but we have not been discharged officially yet - that there was no real problem and the UST seemed satisfied that all was fine. But it's the NOT KNOWING that is scary. Oh, and adding to our fear was that we did have to sit there and watch one woman get GRILLED by the US Trustee. But apparently her case was very, let's say, "fishy" sounding - properties she claimed had been transferred legally and that she didn't really own anymore, etc., and the UST seemed to think there might have been some funny business.
    <<I am NOT an attorney, my comments are anecdotal only. Contact an attorney for advice>>
    FINALLY DISCHARGED 92 DAYS AFTER THE 341! A NEW START!!!

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      #17
      Originally posted by kylinava View Post
      I am not stating that I am not afraid of whats to come. I did have a nice long chat with the attorney for the US Trustee today, and he was VERY nice, and respectful. He is the one looking over all of our paperwork and analyizing everything, and was vert supportive of us. He told us that we may be converted to 13, but after looking over everything, should be able to convince the Trustee to keep us as 7 for our "special circumstances". I am terrified of the dark waters ahead, however, I am glad that the 341 is over, and we are on our way!!!
      Are you allowed to "chat" with the attorney for the UST? Never realized that. Was this before or after your 341?
      CHAPTER 7 FILED: 1/18/2008: 341: 2/19/2008
      DECLARED NO ASSESTS: 2/20/2008
      OBJECTION TO DISCHARGE DUE: 4/21/2008
      DISCHARDGED & TERMINATED:4/22/2008

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        #18
        I am pro se so he didnt have an attorney to ask, so he called us directly on some questions he had about our income. It was the day after our 341.

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          #19
          Originally posted by kylinava View Post
          I am pro se so he didnt have an attorney to ask, so he called us directly on some questions he had about our income. It was the day after our 341.
          Clears that right up!
          CHAPTER 7 FILED: 1/18/2008: 341: 2/19/2008
          DECLARED NO ASSESTS: 2/20/2008
          OBJECTION TO DISCHARGE DUE: 4/21/2008
          DISCHARDGED & TERMINATED:4/22/2008

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