Judgements and Garnishments

[TomBrady]

Should you list the court on your creditor matrix if you have had judgements against you? Can it hurt if you do?

[FreshLikeADaisy]

Actually, it's not the judgement but the debt itself you want to list. The court itself is not a creditor or an agent of the creditor (like a collection agency or attorney) so they would not need to be notified at all. I don't know that it would *hurt* if you listed the court, it would just be very... odd.

Now, AFTER you get your discharge, you can do what's called a Motion to Vacate, and trot that down to the courthouse with your discharge papers to get rid of the judgement. But that's after the bk, and a separate legal action you take yourself that addresses the judgement.